Compare · 4 funds side by side · dividends reinvested

VIG, SHM, VCIT and SCHD

VIGVanguard×SHMSPDR×VCITVanguard×SCHDSchwab×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$16,267SCHD · best of the four

02 / 04

VIG, SHM, VCIT and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%3.00%+31.4%+37.0%+20.0%+10.2%−6.9%11.7%$120B2.0

Vanguard Dividend Appreciation ETFIncome · Dividend stocks0.04%1.50%+12.1%+14.3%+18.6%+10.2%−7.9%10.8%$109B2.6

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.8%+0.4%+6.9%+1.0%−4.9%4.5%$66.6B2.6

State Street SPDR Nuveen ICE Short Term Municipal Bond ETFBonds & Cash · Municipal0.20%2.70%+1.4%+2.0%+3.4%+1.1%−2.7%1.8%$3.5B2.8

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: VIG 2006 · SHM 2007 · VCIT 2009 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,493

VCIT

SCHD

Schwab U.S. Dividend Equity ETF · $120B$16,267

$10,000 five years ago, dividends reinvested

VCITMeasureSCHD

−0.8%Year to dateJan 1 → Nov 6+31.4%

+0.4%1 yearTotal return+37.0%

+6.9%3 years · per year$10,000 became $12,210 · $17,266+20.0%

+1.0%5 years · per year$10,000 became $10,493 · $16,267+10.2%

0.03%Expense ratio$3 · $6 a year on $10k · lower is better0.06%

5.02%Trailing 12-mo yield$502 · $300 a year on $10k3.00%

−4.9%Worst dropSmaller is better−6.9%

4.5%VolatilityLower is calmer11.7%

VCITSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VCIT vs SCHD: Top 5 Holdings

Today

VCIT

[…]in top 5

SCHD

in top 521.4%

VCITStockSCHD

not top 5PG4.5%

not top 5HD4.3%

not top 5TXN4.3%

not top 5KO4.3%

not top 5AMGN4.1%

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

VCIT vs SCHD Returns, Every Period

VanguardVCIT

+1.0%

5 years, per year

SCHDSchwab

+10.2%

5 years, per year

VCITSCHDFaded: behind in that period

0–4SCHD wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Bonds vs Income: VCIT vs SCHD

YTD

VanguardVCIT

−0.8%

SCHDSchwab

+31.4%

−0.8%Year to date+31.4%

−4.9%Worst drop · 1Y−6.9%

4.5%Volatility · 1Y11.7%

5.0%Yield3.0%

$66.6BAssets$120B

3–1VCIT wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VIG, SHM, VCIT, SCHD

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

VIG0.04%$4

SCHD0.06%$6

SHM0.20%$20

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: VIG, SHM, VCIT, SCHD

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

SCHD3.00%$300

SHM2.70%$270

VIG1.50%$150

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

SCHD$300 − $6 = $294

SHM$270 − $20 = $250

VIG$150 − $4 = $146

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: VIG, SHM, VCIT, SCHD

Today

14.5%most shared, VIG and SCHD

VIGSHMVCITSCHD

VIG—[…][…]14.5%

SHM[…]—[…][…]

VCIT[…][…]—[…]

SCHD14.5%[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+37.0%SCHD, at 11.7% volatility

SHMWorst drop−2.7%1.8% vol

VCITWorst drop−4.9%4.5% vol

VIGWorst drop−7.9%10.8% vol

SCHDWorst drop−6.9%11.7% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VCITSCHD

−0.8%Year to date+31.4%

5.0%Yield3.0%

+0.4%Past year+37.0%

0.03%Fee0.06%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Four

DGRO vs VIG

YTD

iSharesDGRO

+16.6%

VIGVanguard

+12.1%

+16.6%Year to date+12.1%

1.9%Yield1.5%

$44.9BAssets$109B

2–0DGRO wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026