Compare · 3 funds side by side · dividends reinvested

VMBS, SPMB and SGOV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,086SGOV · best of the three

02 / 04

VMBS, SPMB and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Mortgage-Backed Securities ETFBonds & Cash · Mortgage0.03%4.31%+0.4%+1.2%+6.6%+0.5%−5.1%4.7%$15.5B1.8

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.1%+3.7%+4.5%+3.9%0.0%0.2%$117B1.8

State Street SPDR Portfolio Mortgage Backed Bond ETFBonds & Cash · Mortgage0.04%4.25%+0.2%+0.9%+6.5%+0.3%−5.6%4.7%$7.0B2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: VMBS 2009 · SPMB 2009 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Mortgage-Backed Securities ETF · $15.5B$10,259

VMBS

SPMB

State Street SPDR Portfolio Mortgage Backed Bond ETF · $7.0B$10,145

$10,000 five years ago, dividends reinvested

VMBSMeasureSPMB

+0.4%Year to dateJan 1 → Nov 5+0.2%

+1.2%1 yearTotal return+0.9%

+6.6%3 years · per year$10,000 became $12,128 · $12,070+6.5%

+0.5%5 years · per year$10,000 became $10,259 · $10,145+0.3%

0.03%Expense ratio$3 · $4 a year on $10k · lower is better0.04%

4.31%Trailing 12-mo yield$431 · $425 a year on $10k4.25%

−5.1%Worst dropSmaller is better−5.6%

4.7%VolatilityLower is calmer4.7%

VMBSSPMB Winner of the row, in its colourEach row: the bigger of the two fills its side

7–0VMBS wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VMBS vs SPMB: Top 5 Holdings

Today

VMBS

[…]in top 5

SPMB

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

VMBS vs SPMB Returns, Every Period

VanguardVMBS

+0.5%

5 years, per year

SPMBSPDR

+0.3%

5 years, per year

VMBSSPMBFaded: behind in that period

4–0VMBS wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

VMBS vs SPMB

YTD

VanguardVMBS

+0.4%

SPMBSPDR

+0.2%

+0.4%Year to date+0.2%

−5.1%Worst drop · 1Y−5.6%

4.7%Volatility · 1Y4.7%

4.3%Yield4.2%

$15.5BAssets$7.0B

3–0VMBS wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VMBS, SPMB, SGOV

Today

0.03%lowest, VMBS

FundExpense ratioFee$10k

VMBS0.03%$3

SPMB0.04%$4

SGOV0.09%$9

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: VMBS, SPMB, SGOV

4.31%highest, VMBS

FundTrailing yieldYield$10k

VMBS4.31%$431

SPMB4.25%$425

SGOV3.63%$363

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$428most kept, VMBS

VMBS$431 − $3 = $428

SPMB$425 − $4 = $421

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: VMBS, SPMB, SGOV

Today

[…]holdings […]

VMBSSPMBSGOV

VMBS—[…][…]

SPMB[…]—[…]

SGOV[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.7%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

SPMBWorst drop−5.6%4.7% vol

VMBSWorst drop−5.1%4.7% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VMBSSGOV

+0.4%Year to date+3.1%

4.3%Yield3.6%

+1.2%Past year+3.7%

0.03%Fee0.09%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026