Compare · 2 funds side by side · dividends reinvested

VMBS and SPY

VMBSVanguard×SPYSPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$18,060SPY · best of the two

02 / 04

VMBS and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Mortgage-Backed Securities ETFBonds & Cash · Mortgage0.03%4.32%+0.2%+1.1%+6.6%+0.5%−5.1%4.7%$15.5B1.5

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%0.99%+13.3%+13.4%+24.1%+12.6%−8.9%12.9%$805B1.5

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: VMBS 2009 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Mortgage-Backed Securities ETF · $15.5B$10,229

VMBS

SPY

State Street SPDR S&P 500 ETF · $805B$18,060

$10,000 five years ago, dividends reinvested

VMBSMeasureSPY

+0.2%Year to dateJan 1 → Nov 4+13.3%

+1.1%1 yearTotal return+13.4%

+6.6%3 years · per year$10,000 became $12,129 · $19,132+24.1%

+0.5%5 years · per year$10,000 became $10,229 · $18,060+12.6%

0.03%Expense ratio$3 · $9 a year on $10k · lower is better0.09%

4.32%Trailing 12-mo yield$432 · $99 a year on $10k0.99%

−5.1%Worst dropSmaller is better−8.9%

4.7%VolatilityLower is calmer12.9%

VMBSSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VMBS vs SPY: Top 5 Holdings

Today

VMBS

[…]in top 5

SPY

in top 527.3%

VMBSStockSPY

not top 5NVDA7.7%

not top 5AAPL7.4%

not top 5MSFT5.9%

not top 5AMZN3.8%

not top 5GOOGL2.5%

Held in common[…]

End-of-day Nov 4, 2026 · share of each fund

VMBS vs SPY Returns, Every Period

VanguardVMBS

+0.5%

5 years, per year

SPYSPDR

+12.6%

5 years, per year

VMBSSPYFaded: behind in that period

0–4SPY wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

Bonds vs Core: VMBS vs SPY

YTD

VanguardVMBS

+0.2%

SPYSPDR

+13.3%

+0.2%Year to date+13.3%

−5.1%Worst drop · 1Y−8.9%

4.7%Volatility · 1Y12.9%

4.3%Yield1.0%

$15.5BAssets$805B

3–1VMBS wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VMBS, SPY

Today

0.03%lowest, VMBS

FundExpense ratioFee$10k

VMBS0.03%$3

SPY0.09%$9

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: VMBS, SPY

4.32%highest, VMBS

FundTrailing yieldYield$10k

VMBS4.32%$432

SPY0.99%$99

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$429most kept, VMBS

VMBS$432 − $3 = $429

SPY$99 − $9 = $90

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: VMBS, SPY

Today

[…]holdings […]

VMBSSPY

VMBS—[…]

SPY[…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+13.4%SPY, at 12.9% volatility

VMBSWorst drop−5.1%4.7% vol

SPYWorst drop−8.9%12.9% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

VMBSSPY

+0.2%Year to date+13.3%

4.3%Yield1.0%

+1.1%Past year+13.4%

0.03%Fee0.09%

2–2level

End-of-day Nov 4, 2026

Popular Pairs Near These Two

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026