Compare · 3 funds side by side · dividends reinvested

VMBS, SPYM and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,164SPYM · best of the three

02 / 04

VMBS, SPYM and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.06%+8.4%+9.8%+22.1%+11.4%−8.9%13.6%$182B1.5

Vanguard Mortgage-Backed Securities ETFBonds & Cash · Mortgage0.03%4.31%+0.4%+1.2%+6.6%+0.5%−5.1%4.7%$15.5B2.1

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.3%+9.7%+22.0%+11.3%−8.9%13.6%$805B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: VMBS 2009 · SPYM 2005 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Mortgage-Backed Securities ETF · $15.5B$10,259

VMBS

SPYM

State Street SPDR Portfolio S&P 500 ETF · $182B$17,164

$10,000 five years ago, dividends reinvested

VMBSMeasureSPYM

+0.4%Year to dateJan 1 → Nov 5+8.4%

+1.2%1 yearTotal return+9.8%

+6.6%3 years · per year$10,000 became $12,128 · $18,222+22.1%

+0.5%5 years · per year$10,000 became $10,259 · $17,164+11.4%

0.03%Expense ratio$3 · $2 a year on $10k · lower is better0.02%

4.31%Trailing 12-mo yield$431 · $106 a year on $10k1.06%

−5.1%Worst dropSmaller is better−8.9%

4.7%VolatilityLower is calmer13.6%

VMBSSPYM Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5SPYM wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VMBS vs SPYM: Top 5 Holdings

Today

VMBS

[…]in top 5

SPYM

in top 527.7%

VMBSStockSPYM

not top 5AAPL7.7%

not top 5NVDA7.3%

not top 5MSFT6.2%

not top 5AMZN3.9%

not top 5GOOGL2.6%

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

VMBS vs SPYM Returns, Every Period

VanguardVMBS

+0.5%

5 years, per year

SPYMSPDR

+11.4%

5 years, per year

VMBSSPYMFaded: behind in that period

0–4SPYM wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Bonds vs Core: VMBS vs SPYM

YTD

VanguardVMBS

+0.4%

SPYMSPDR

+8.4%

+0.4%Year to date+8.4%

−5.1%Worst drop · 1Y−8.9%

4.7%Volatility · 1Y13.6%

4.3%Yield1.1%

$15.5BAssets$182B

3–1VMBS wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VMBS, SPYM, SPY

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

VMBS0.03%$3

SPY0.09%$9

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: VMBS, SPYM, SPY

4.31%highest, VMBS

FundTrailing yieldYield$10k

VMBS4.31%$431

SPYM1.06%$106

SPY1.03%$103

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$428most kept, VMBS

VMBS$431 − $3 = $428

SPYM$106 − $2 = $104

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: VMBS, SPYM, SPY

Today

99.9%most shared, SPYM and SPY

VMBSSPYMSPY

VMBS—[…][…]

SPYM[…]—99.9%

SPY[…]99.9%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.8%SPYM, at 13.6% volatility

VMBSWorst drop−5.1%4.7% vol

SPYMWorst drop−8.9%13.6% vol

SPYWorst drop−8.9%13.6% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VMBSSPYM

+0.4%Year to date+8.4%

4.3%Yield1.1%

+1.2%Past year+9.8%

0.03%Fee0.02%

3–1SPYM wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026