Compare · 3 funds side by side · dividends reinvested

VMSD, MMMA and SGOV

VMSDVictoryShares×MMMANY Life Investments×SGOViShares×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,090SGOV · best of the three

02 / 03

VMSD, MMMA and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.3

NYLI MacKay Muni Allocation ETFBonds & Cash · Municipal0.40%3.71%+3.5%[…][…][…][…][…]$60M1.3

VictoryShares Short-Duration Municipal ETFBonds & Cash · Municipal0.62%0.00%[…][…][…][…][…][…]$24M3.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: VMSD 2026 · MMMA 2025 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

VictoryShares Short-Duration Municipal ETF · $24M[…]

VMSD

MMMA

NYLI MacKay Muni Allocation ETF · $60M[…]

$10,000 five years ago, dividends reinvested

VMSDMeasureMMMA

[…]Year to dateJan 1 → Nov 6+3.5%

[…]1 yearTotal return[…]

[…]3 years · per year[…]

[…]5 years · per year[…]

0.62%Expense ratio$62 · $40 a year on $10k · lower is better0.40%

0.00%Trailing 12-mo yield$0 · $371 a year on $10k3.71%

[…]Worst dropSmaller is better[…]

[…]VolatilityLower is calmer[…]

VMSDMMMA Winner of the row, in its colourEach row: the bigger of the two fills its side

0–2MMMA wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VMSD vs MMMA: Top 5 Holdings

Today

VMSD

[…]in top 5

MMMA

in top 50.8%

VMSDStockMMMA

not top 5CASH0.8%

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

VMSD vs MMMA Returns, Every Period

VictorySharesVMSD

[…]

past year

MMMANY Life Investments

[…]

past year

Returns […]

VMSDMMMAFaded: behind in that period

0–0Level

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

VMSD vs MMMA

YTD

VictorySharesVMSD

[…]

MMMANY Life Investments

+3.5%

[…]Year to date+3.5%

[…]Worst drop · 1Y[…]

[…]Volatility · 1Y[…]

0.0%Yield3.7%

$24.2MAssets$59.8M

1–0MMMA wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VMSD, MMMA, SGOV

Today

0.09%lowest, SGOV

FundExpense ratioFee$10k

SGOV0.09%$9

MMMA0.40%$40

VMSD0.62%$62

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: VMSD, MMMA, SGOV

3.71%highest, MMMA

FundTrailing yieldYield$10k

MMMA3.71%$371

SGOV3.63%$363

VMSD0.00%$0

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$354most kept, SGOV

SGOV$363 − $9 = $354

MMMA$371 − $40 = $331

VMSD$0 − $62 = −$62

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: VMSD, MMMA, SGOV

Today

[…]holdings […]

VMSDMMMASGOV

VMSD—[…][…]

MMMA[…]—[…]

SGOV[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.8%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

VMSDWorst drop[…][…]

MMMAWorst drop[…][…]

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

MMMASGOV

+3.5%Year to date+3.2%

3.7%Yield3.6%

[…]Past year+3.8%

0.40%Fee0.09%

2–1MMMA wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026