Compare · 3 funds side by side · dividends reinvested

VNQ, SPY and XLE

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$25,271XLE · best of the three

02 / 04

VNQ, SPY and XLE, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Energy Select Sector SPDR ETFSectors · Energy0.08%2.46%+41.3%+44.3%+15.9%+20.4%−15.0%23.3%$40.5B1.8

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.2%+13.5%+21.9%+11.8%−8.9%13.7%$778B2.0

Vanguard Real Estate ETFSectors · Real estate0.13%3.50%+13.1%+13.7%+13.0%+1.5%−11.4%14.3%$35.9B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: VNQ 2004 · SPY 1993 · XLE 1998

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Real Estate ETF · $35.9B$10,786

VNQ

SPY

State Street SPDR S&P 500 ETF · $778B$17,493

$10,000 five years ago, dividends reinvested · they hold 1.9% in common

VNQMeasureSPY

+13.1%Year to dateJan 1 → Nov 9+11.2%

+13.7%1 yearTotal return+13.5%

+13.0%3 years · per year$10,000 became $14,443 · $18,118+21.9%

+1.5%5 years · per year$10,000 became $10,786 · $17,493+11.8%

0.13%Expense ratio$13 · $9 a year on $10k · lower is better0.09%

3.50%Trailing 12-mo yield$350 · $101 a year on $10k1.01%

−11.4%Worst dropSmaller is better−8.9%

14.3%VolatilityLower is calmer13.7%

VNQSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5SPY wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VNQ vs SPY: Top 5 Holdings

Today

VNQ

34.7%in top 5

SPY

in top 527.8%

VNQStockSPY

10.7%WELLnot top 5

8.0%PLDnot top 5

not top 5AAPL7.9%

not top 5NVDA7.1%

6.6%EQIXnot top 5

not top 5MSFT6.2%

5.1%AMTnot top 5

4.3%SPGnot top 5

not top 5AMZN4.0%

not top 5GOOGL2.6%

Held in common1.9%

End-of-day Nov 9, 2026 · share of each fund

VNQ vs SPY Returns, Every Period

VanguardVNQ

+1.5%

5 years, per year

SPYSPDR

+11.8%

5 years, per year

VNQSPYFaded: behind in that period

2–2Level

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

VNQ vs XLE

YTD

VanguardVNQ

+13.1%

XLESPDR

+41.3%

+13.1%Year to date+41.3%

−11.4%Worst drop · 1Y−15.0%

14.3%Volatility · 1Y23.3%

3.5%Yield2.5%

$35.9BAssets$40.5B

3–1VNQ wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VNQ, SPY, XLE

Today

0.08%lowest, XLE

FundExpense ratioFee$10k

XLE0.08%$8

SPY0.09%$9

VNQ0.13%$13

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: VNQ, SPY, XLE

3.50%highest, VNQ

FundTrailing yieldYield$10k

VNQ3.50%$350

XLE2.46%$246

SPY1.01%$101

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$337most kept, VNQ

VNQ$350 − $13 = $337

XLE$246 − $8 = $238

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: VNQ, SPY, XLE

Today

3.5%most shared, SPY and XLE

VNQSPYXLE

VNQ—1.9%0.0%

SPY1.9%—3.5%

XLE0.0%3.5%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+44.3%XLE, at 23.3% volatility

SPYWorst drop−8.9%13.7% vol

VNQWorst drop−11.4%14.3% vol

XLEWorst drop−15.0%23.3% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VNQXLE

+13.1%Year to date+41.3%

3.5%Yield2.5%

+13.7%Past year+44.3%

0.13%Fee0.08%

3–1XLE wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

XLE vs VDE

YTD

SPDRXLE

+41.3%

VDEVanguard

+39.4%

+41.3%Year to date+39.4%

2.5%Yield2.4%

$40.5BAssets$10.4B

2–0XLE wins

End-of-day Nov 9, 2026

VNQ vs SCHH

YTD

VanguardVNQ

+13.1%

SCHHSchwab

+16.5%

+13.1%Year to date+16.5%

3.5%Yield2.8%

$35.9BAssets$11.2B

1–1level

End-of-day Nov 9, 2026