Compare · 3 funds side by side · dividends reinvested

VNQ, USRT and XLF

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$15,503XLF · best of the three

02 / 04

VNQ, USRT and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core U.S. REIT ETFSectors · Real estate0.08%2.69%+16.5%+16.4%+16.4%+3.5%−12.4%13.9%$4.3B1.5

Vanguard Real Estate ETFSectors · Real estate0.13%3.54%+11.8%+12.0%+14.1%+1.2%−11.4%14.2%$35.9B2.1

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+6.3%+11.4%+23.0%+9.2%−14.8%15.3%$55.5B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: VNQ 2004 · USRT 2007 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Real Estate ETF · $35.9B$10,599

VNQ

USRT

iShares Core U.S. REIT ETF · $4.3B$11,898

$10,000 five years ago, dividends reinvested · they hold 80.2% in common

VNQMeasureUSRT

+11.8%Year to dateJan 1 → Nov 5+16.5%

+12.0%1 yearTotal return+16.4%

+14.1%3 years · per year$10,000 became $14,843 · $15,762+16.4%

+1.2%5 years · per year$10,000 became $10,599 · $11,898+3.5%

0.13%Expense ratio$13 · $8 a year on $10k · lower is better0.08%

3.54%Trailing 12-mo yield$354 · $269 a year on $10k2.69%

−11.4%Worst dropSmaller is better−12.4%

14.2%VolatilityLower is calmer13.9%

VNQUSRT Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6USRT wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VNQ vs USRT: Top 5 Holdings

Today

VNQ

34.7%in top 5

USRT

in top 531.4%

VNQStockUSRT

10.7%WELL9.2%

8.0%PLD6.9%

6.6%EQIX6.0%

5.1%AMTnot top 5

4.3%SPG4.8%

not top 5PSA4.5%

Held in common80.2%

End-of-day Nov 5, 2026 · share of each fund

VNQ vs USRT Returns, Every Period

VanguardVNQ

+1.2%

5 years, per year

USRTiShares

+3.5%

5 years, per year

VNQUSRTFaded: behind in that period

0–4USRT wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

VNQ vs USRT

YTD

VanguardVNQ

+11.8%

USRTiShares

+16.5%

+11.8%Year to date+16.5%

−11.4%Worst drop · 1Y−12.4%

14.2%Volatility · 1Y13.9%

3.5%Yield2.7%

$35.9BAssets$4.3B

2–2level

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VNQ, USRT, XLF

Today

0.08%lowest, USRT

FundExpense ratioFee$10k

USRT0.08%$8

XLF0.08%$8

VNQ0.13%$13

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: VNQ, USRT, XLF

3.54%highest, VNQ

FundTrailing yieldYield$10k

VNQ3.54%$354

USRT2.69%$269

XLF1.44%$144

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$341most kept, VNQ

VNQ$354 − $13 = $341

USRT$269 − $8 = $261

XLF$144 − $8 = $136

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: VNQ, USRT, XLF

Today

80.2%most shared, VNQ and USRT

VNQUSRTXLF

VNQ—80.2%0.0%

USRT80.2%—0.0%

XLF0.0%0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+16.4%USRT, at 13.9% volatility

USRTWorst drop−12.4%13.9% vol

VNQWorst drop−11.4%14.2% vol

XLFWorst drop−14.8%15.3% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VNQUSRT

+11.8%Year to date+16.5%

3.5%Yield2.7%

+12.0%Past year+16.4%

0.13%Fee0.08%

3–1USRT wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

VNQ vs SCHH

YTD

VanguardVNQ

+11.8%

SCHHSchwab

+15.4%

+11.8%Year to date+15.4%

3.5%Yield2.9%

$35.9BAssets$11.2B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026