Compare · 2 funds side by side · dividends reinvested

VNQ and XLF

VNQVanguard×XLFSPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$15,503XLF · best of the two

02 / 04

VNQ and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Real Estate ETFSectors · Real estate0.13%3.54%+11.8%+12.0%+14.1%+1.2%−11.4%14.2%$35.9B1.4

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+6.3%+11.4%+23.0%+9.2%−14.8%15.3%$53.8B1.6

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: VNQ 2004 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Real Estate ETF · $35.9B$10,599

VNQ

XLF

State Street Financial Select Sector SPDR ETF · $53.8B$15,503

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

VNQMeasureXLF

+11.8%Year to dateJan 1 → Nov 5+6.3%

+12.0%1 yearTotal return+11.4%

+14.1%3 years · per year$10,000 became $14,843 · $18,620+23.0%

+1.2%5 years · per year$10,000 became $10,599 · $15,503+9.2%

0.13%Expense ratio$13 · $8 a year on $10k · lower is better0.08%

3.54%Trailing 12-mo yield$354 · $144 a year on $10k1.44%

−11.4%Worst dropSmaller is better−14.8%

14.2%VolatilityLower is calmer15.3%

VNQXLF Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3VNQ wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VNQ vs XLF: Top 5 Holdings

Today

VNQ

34.7%in top 5

XLF

in top 543.7%

VNQStockXLF

not top 5BRK-B12.9%

not top 5JPM11.2%

10.7%WELLnot top 5

not top 5V8.9%

8.0%PLDnot top 5

6.6%EQIXnot top 5

not top 5MA6.5%

5.1%AMTnot top 5

4.3%SPGnot top 5

not top 5BAC4.0%

Held in common0.0%

End-of-day Nov 5, 2026 · share of each fund

VNQ vs XLF Returns, Every Period

VanguardVNQ

+1.2%

5 years, per year

XLFSPDR

+9.2%

5 years, per year

VNQXLFFaded: behind in that period

2–2Level

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

VNQ vs XLF

YTD

VanguardVNQ

+11.8%

XLFSPDR

+6.3%

+11.8%Year to date+6.3%

−11.4%Worst drop · 1Y−14.8%

14.2%Volatility · 1Y15.3%

3.5%Yield1.4%

$35.9BAssets$53.8B

4–0VNQ wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VNQ, XLF

Today

0.08%lowest, XLF

FundExpense ratioFee$10k

XLF0.08%$8

VNQ0.13%$13

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: VNQ, XLF

3.54%highest, VNQ

FundTrailing yieldYield$10k

VNQ3.54%$354

XLF1.44%$144

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$341most kept, VNQ

VNQ$354 − $13 = $341

XLF$144 − $8 = $136

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: VNQ, XLF

Today

0.0%most shared, VNQ and XLF

VNQXLF

VNQ—0.0%

XLF0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+12.0%VNQ, at 14.2% volatility

VNQWorst drop−11.4%14.2% vol

XLFWorst drop−14.8%15.3% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VNQXLF

+11.8%Year to date+6.3%

3.5%Yield1.4%

+12.0%Past year+11.4%

0.13%Fee0.08%

3–1VNQ wins

End-of-day Nov 5, 2026

Popular Pairs Near These Two

VNQ vs SCHH

YTD

VanguardVNQ

+11.8%

SCHHSchwab

+15.4%

+11.8%Year to date+15.4%

3.5%Yield2.9%

$35.9BAssets$11.4B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026