Compare · 3 funds side by side · dividends reinvested

VO, HAPI and DFAC

VOVanguard×HAPIHarbor×DFACDimensional×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,417DFAC · best of the three

02 / 04

VO, HAPI and DFAC, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Dimensional - US Core Equity 2 ETFUS Stock Styles · Large cap0.21%0.87%+15.8%+17.7%+23.2%+11.7%−8.5%12.3%$89.2B1.8

Vanguard Morningstar Mid-Cap ETFUS Stock Styles · Mid cap0.03%1.34%+14.7%+15.3%+20.7%+7.4%−8.2%12.4%$103B2.0

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.77%+12.3%+13.6%+23.9%[…]−8.1%12.2%$503M2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: VO 2004 · HAPI 2022 · DFAC 2005

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Morningstar Mid-Cap ETF · $103B$14,290

DFAC

Dimensional - US Core Equity 2 ETF · $89.2B$17,417

$10,000 five years ago, dividends reinvested · they hold 19.6% in common

VOMeasureDFAC

+14.7%Year to dateJan 1 → Nov 4+15.8%

+15.3%1 yearTotal return+17.7%

+20.7%3 years · per year$10,000 became $17,578 · $18,682+23.2%

+7.4%5 years · per year$10,000 became $14,290 · $17,417+11.7%

0.03%Expense ratio$3 · $21 a year on $10k · lower is better0.21%

1.34%Trailing 12-mo yield$134 · $87 a year on $10k0.87%

−8.2%Worst dropSmaller is better−8.5%

12.4%VolatilityLower is calmer12.3%

VODFAC Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5DFAC wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VO vs DFAC: Top 5 Holdings

Today

5.3%in top 5

DFAC

in top 520.1%

VOStockDFAC

not top 5AAPL5.6%

not top 5NVDA5.3%

not top 5MSFT4.8%

not top 5AMZN2.6%

not top 5META1.9%

1.1%NETnot top 5

1.1%VLOnot top 5

1.1%MPCnot top 5

1.0%PSXnot top 5

1.0%PWRnot top 5

Held in common19.6%

End-of-day Nov 4, 2026 · share of each fund

VO vs DFAC Returns, Every Period

VanguardVO

+7.4%

5 years, per year

DFACDimensional

+11.7%

5 years, per year

VODFACFaded: behind in that period

0–4DFAC wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

VO vs DFAC

YTD

VanguardVO

+14.7%

DFACDimensional

+15.8%

+14.7%Year to date+15.8%

−8.2%Worst drop · 1Y−8.5%

12.4%Volatility · 1Y12.3%

1.3%Yield0.9%

$103BAssets$89.2B

2–2level

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VO, HAPI, DFAC

Today

0.03%lowest, VO

FundExpense ratioFee$10k

VO0.03%$3

DFAC0.21%$21

HAPI0.35%$35

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: VO, HAPI, DFAC

1.34%highest, VO

FundTrailing yieldYield$10k

VO1.34%$134

DFAC0.87%$87

HAPI0.77%$77

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$131most kept, VO

VO$134 − $3 = $131

DFAC$87 − $21 = $66

HAPI$77 − $35 = $42

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: VO, HAPI, DFAC

Today

41.5%most shared, HAPI and DFAC

VOHAPIDFAC

VO—13.7%19.6%

HAPI13.7%—41.5%

DFAC19.6%41.5%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+17.7%DFAC, at 12.3% volatility

HAPIWorst drop−8.1%12.2% vol

DFACWorst drop−8.5%12.3% vol

VOWorst drop−8.2%12.4% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

VODFAC

+14.7%Year to date+15.8%

1.3%Yield0.9%

+15.3%Past year+17.7%

0.03%Fee0.21%

2–2level

End-of-day Nov 4, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026