Compare · 4 funds side by side · dividends reinvested

VOO, HAPI, VTI and IWF

VOOVanguard×HAPIHarbor×VTIVanguard×IWFiShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,543VOO · best of the four

02 / 04

VOO, HAPI, VTI and IWF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.07%+11.3%+13.6%+22.0%+11.9%−8.9%13.7%$1.00T1.6

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.06%+11.6%+13.9%+21.8%+10.8%−8.9%13.9%$689B2.0

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.78%+10.6%+13.6%+21.9%[…]−8.1%12.9%$483M2.3

iShares Russell 1000 Growth ETFUS Stock Styles · Growth0.18%0.38%−2.5%−2.2%+19.8%+9.7%−14.6%19.5%$118B3.8

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: VOO 2010 · HAPI 2022 · VTI 2001 · IWF 2000

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $483M[…]

HAPI

IWF

iShares Russell 1000 Growth ETF · $118B$15,892

$10,000 five years ago, dividends reinvested · they hold 44.0% in common

HAPIMeasureIWF

+10.6%Year to dateJan 1 → Nov 9−2.5%

+13.6%1 yearTotal return−2.2%

+21.9%3 years · per year$10,000 became $18,105 · $17,207+19.8%

[…]5 years · per year$10,000 became […] · $15,892+9.7%

0.35%Expense ratio$35 · $18 a year on $10k · lower is better0.18%

0.78%Trailing 12-mo yield$78 · $38 a year on $10k0.38%

−8.1%Worst dropSmaller is better−14.6%

12.9%VolatilityLower is calmer19.5%

HAPIIWF Winner of the row, in its colourEach row: the bigger of the two fills its side

6–1HAPI wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPI vs IWF: Top 5 Holdings

Today

HAPI

27.5%in top 5

IWF

in top 539.7%

HAPIStockIWF

4.7%NVDA14.3%

6.2%AAPL8.8%

6.1%MSFT6.5%

6.0%AMZNnot top 5

not top 5GOOGL5.5%

not top 5AVGO4.5%

4.4%METAnot top 5

Held in common44.0%

End-of-day Nov 9, 2026 · share of each fund

HAPI vs IWF Returns, Every Period

HarborHAPI

+13.6%

past year

IWFiShares

−2.2%

past year

HAPIIWFFaded: behind in that period

3–0HAPI wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Stocks vs Core: HAPI vs VOO

YTD

HarborHAPI

+10.6%

VOOVanguard

+11.3%

+10.6%Year to date+11.3%

−8.1%Worst drop · 1Y−8.9%

12.9%Volatility · 1Y13.7%

0.8%Yield1.1%

$483MAssets$1.00T

2–2level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VOO, HAPI, VTI, IWF

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

VTI0.03%$3

IWF0.18%$18

HAPI0.35%$35

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: VOO, HAPI, VTI, IWF

1.07%highest, VOO

FundTrailing yieldYield$10k

VOO1.07%$107

VTI1.06%$106

HAPI0.78%$78

IWF0.38%$38

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$104most kept, VOO

VOO$107 − $3 = $104

VTI$106 − $3 = $103

HAPI$78 − $35 = $43

IWF$38 − $18 = $20

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: VOO, HAPI, VTI, IWF

Today

89.0%most shared, VOO and VTI

VOOHAPIVTIIWF

VOO—49.8%89.0%59.3%

HAPI49.8%—46.1%44.0%

VTI89.0%46.1%—55.8%

IWF59.3%44.0%55.8%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+13.9%VTI, at 13.9% volatility

HAPIWorst drop−8.1%12.9% vol

VOOWorst drop−8.9%13.7% vol

VTIWorst drop−8.9%13.9% vol

IWFWorst drop−14.6%19.5% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VOOVTI

+11.3%Year to date+11.6%

1.1%Yield1.1%

+13.6%Past year+13.9%

0.03%Fee0.03%

2–0VTI wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.5%

+11.6%Year to date+11.5%

1.1%Yield1.0%

$689BAssets$95.6B

2–0VTI wins

End-of-day Nov 9, 2026

VUG vs SCHG

YTD

VanguardVUG

+4.2%

SCHGSchwab

+4.8%

+4.2%Year to date+4.8%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$61.4B

1–1level

End-of-day Nov 9, 2026