Compare · 4 funds side by side · dividends reinvested

VOO, HAPI, VTI and VUG

VOOVanguard×HAPIHarbor×VTIVanguard×VUGVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,177VOO · best of the four

02 / 04

VOO, HAPI, VTI and VUG, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.10%+8.7%+9.8%+21.8%+11.4%−8.9%13.5%$1.00T1.8

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.09%+8.9%+9.9%+21.7%+10.4%−8.9%13.7%$689B2.3

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.80%+8.0%+9.9%+21.7%[…]−8.1%12.7%$503M2.3

Vanguard Morningstar Growth ETFUS Stock Styles · Growth0.03%0.42%+1.4%+0.2%+22.6%+10.0%−15.1%19.0%$233B3.1

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: VOO 2010 · HAPI 2022 · VTI 2001 · VUG 2004

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Morningstar Total Stock Market ETF · $689B$16,375

VTI

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503M[…]

$10,000 five years ago, dividends reinvested · they hold 46.0% in common

VTIMeasureHAPI

+8.9%Year to dateJan 1 → Nov 6+8.0%

+9.9%1 yearTotal return+9.9%

+21.7%3 years · per year$10,000 became $18,004 · $18,006+21.7%

+10.4%5 years · per year$10,000 became $16,375 · […][…]

0.03%Expense ratio$3 · $35 a year on $10k · lower is better0.35%

1.09%Trailing 12-mo yield$109 · $80 a year on $10k0.80%

−8.9%Worst dropSmaller is better−8.1%

13.7%VolatilityLower is calmer12.7%

VTIHAPI Winner of the row, in its colourEach row: the bigger of the two fills its side

3–2VTI wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VTI vs HAPI: Top 5 Holdings

Today

VTI

25.0%in top 5

HAPI

in top 527.4%

VTIStockHAPI

7.1%NVDA4.6%

6.6%AAPL6.2%

5.2%MSFT6.2%

3.3%AMZN6.0%

not top 5META4.4%

2.8%GOOGLnot top 5

Held in common46.0%

End-of-day Nov 6, 2026 · share of each fund

VTI vs HAPI Returns, Every Period

VanguardVTI

+9.9%

past year

HAPIHarbor

+9.9%

past year

VTIHAPIFaded: behind in that period

1–0VTI wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

VTI vs VOO

YTD

VanguardVTI

+8.9%

VOOVanguard

+8.7%

+8.9%Year to date+8.7%

−8.9%Worst drop · 1Y−8.9%

13.7%Volatility · 1Y13.5%

1.1%Yield1.1%

$689BAssets$1.00T

1–1level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VOO, HAPI, VTI, VUG

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

VTI0.03%$3

VUG0.03%$3

HAPI0.35%$35

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: VOO, HAPI, VTI, VUG

1.10%highest, VOO

FundTrailing yieldYield$10k

VOO1.10%$110

VTI1.09%$109

HAPI0.80%$80

VUG0.42%$42

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$107most kept, VOO

VOO$110 − $3 = $107

VTI$109 − $3 = $106

HAPI$80 − $35 = $45

VUG$42 − $3 = $39

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: VOO, HAPI, VTI, VUG

Today

89.0%most shared, VOO and VTI

VOOHAPIVTIVUG

VOO—49.7%89.0%58.2%

HAPI49.7%—46.0%43.6%

VTI89.0%46.0%—52.8%

VUG58.2%43.6%52.8%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+9.9%HAPI, at 12.7% volatility

HAPIWorst drop−8.1%12.7% vol

VOOWorst drop−8.9%13.5% vol

VTIWorst drop−8.9%13.7% vol

VUGWorst drop−15.1%19.0% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VOOVTI

+8.7%Year to date+8.9%

1.1%Yield1.1%

+9.8%Past year+9.9%

0.03%Fee0.03%

2–0VTI wins

End-of-day Nov 6, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$92.8B

2–0VTI wins

End-of-day Nov 6, 2026

VUG vs SCHG

YTD

VanguardVUG

+1.4%

SCHGSchwab

+1.9%

+1.4%Year to date+1.9%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.1B

1–1level

End-of-day Nov 6, 2026