Compare · 3 funds side by side · dividends reinvested

VOO, SCHD and SPY

Not found: QQQ

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,749VOO · best of the three

02 / 04

VOO, SCHD and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.97%+32.8%+37.6%+21.2%+10.3%−6.9%11.4%$121B1.6

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.07%+11.5%+11.9%+24.1%+12.2%−8.9%12.7%$1.00T1.8

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.5%+11.8%+24.0%+12.1%−8.9%12.8%$798B2.6

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: VOO 2010 · SCHD 2011 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard S&P 500 ETF · $1.00T$17,749

VOO

SCHD

Schwab U.S. Dividend Equity ETF · $121B$16,352

$10,000 five years ago, dividends reinvested · they hold 7.6% in common

VOOMeasureSCHD

+11.5%Year to dateJan 1 → Nov 3+32.8%

+11.9%1 yearTotal return+37.6%

+24.1%3 years · per year$10,000 became $19,094 · $17,784+21.2%

+12.2%5 years · per year$10,000 became $17,749 · $16,352+10.3%

0.03%Expense ratio$3 · $6 a year on $10k · lower is better0.06%

1.07%Trailing 12-mo yield$107 · $297 a year on $10k2.97%

−8.9%Worst dropSmaller is better−6.9%

12.7%VolatilityLower is calmer11.4%

VOOSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5SCHD wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VOO vs SCHD: Top 5 Holdings

Today

VOO

28.3%in top 5

SCHD

in top 521.4%

VOOStockSCHD

8.4%NVDAnot top 5

7.4%AAPLnot top 5

5.8%MSFTnot top 5

not top 5TXN4.6%

not top 5PG4.3%

not top 5KO4.2%

not top 5CVX4.2%

not top 5HD4.2%

3.7%AMZNnot top 5

3.1%GOOGLnot top 5

Held in common7.6%

End-of-day Nov 3, 2026 · share of each fund

VOO vs SCHD Returns, Every Period

VanguardVOO

+12.2%

5 years, per year

SCHDSchwab

+10.3%

5 years, per year

VOOSCHDFaded: behind in that period

2–2Level

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

Core vs Income: VOO vs SCHD

YTD

VanguardVOO

+11.5%

SCHDSchwab

+32.8%

+11.5%Year to date+32.8%

−8.9%Worst drop · 1Y−6.9%

12.7%Volatility · 1Y11.4%

1.1%Yield3.0%

$1.00TAssets$121B

4–0SCHD wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VOO, SCHD, SPY

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

SCHD0.06%$6

SPY0.09%$9

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: VOO, SCHD, SPY

2.97%highest, SCHD

FundTrailing yieldYield$10k

SCHD2.97%$297

VOO1.07%$107

SPY1.01%$101

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$291most kept, SCHD

SCHD$297 − $6 = $291

VOO$107 − $3 = $104

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: VOO, SCHD, SPY

Today

95.5%most shared, VOO and SPY

VOOSCHDSPY

VOO—7.6%95.5%

SCHD7.6%—8.3%

SPY95.5%8.3%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+37.6%SCHD, at 11.4% volatility

SCHDWorst drop−6.9%11.4% vol

VOOWorst drop−8.9%12.7% vol

SPYWorst drop−8.9%12.8% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

SCHDVOO

+32.8%Year to date+11.5%

3.0%Yield1.1%

+37.6%Past year+11.9%

0.06%Fee0.03%

3–1SCHD wins

End-of-day Nov 3, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

VOO vs IVV

YTD

VanguardVOO

+11.5%

IVViShares

+11.6%

+11.5%Year to date+11.6%

1.1%Yield1.1%

$1.00TAssets$872B

1–0IVV wins

End-of-day Nov 3, 2026