Compare · 3 funds side by side · dividends reinvested

VOO, SAPH and VTI

VOOVanguard×SAPHADR hedged×VTIVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,177VOO · best of the three

02 / 04

VOO, SAPH and VTI, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.10%+8.7%+9.8%+21.8%+11.4%−8.9%13.5%$1.00T1.4

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.09%+8.9%+9.9%+21.7%+10.4%−8.9%13.7%$689B1.8

SAP SE ADRhedgedUnsorted0.19%2.70%+3.4%−5.5%[…][…]−41.2%38.2%$912K2.7

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: VOO 2010 · SAPH 2025 · VTI 2001

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard S&P 500 ETF · $1.00T$17,177

VOO

SAPH

SAP SE ADRhedged · $912K[…]

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

VOOMeasureSAPH

+8.7%Year to dateJan 1 → Nov 6+3.4%

+9.8%1 yearTotal return−5.5%

+21.8%3 years · per year$10,000 became $18,079 · […][…]

+11.4%5 years · per year$10,000 became $17,177 · […][…]

0.03%Expense ratio$3 · $19 a year on $10k · lower is better0.19%

1.10%Trailing 12-mo yield$110 · $270 a year on $10k2.70%

−8.9%Worst dropSmaller is better−41.2%

13.5%VolatilityLower is calmer38.2%

VOOSAPH Winner of the row, in its colourEach row: the bigger of the two fills its side

5–1VOO wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VOO vs SAPH: Top 5 Holdings

Today

VOO

28.3%in top 5

SAPH

in top 596.2%

VOOStockSAPH

not top 5SAP96.2%

8.4%NVDAnot top 5

7.4%AAPLnot top 5

5.8%MSFTnot top 5

3.7%AMZNnot top 5

3.1%GOOGLnot top 5

Held in common0.0%

End-of-day Nov 6, 2026 · share of each fund

VOO vs SAPH Returns, Every Period

VanguardVOO

+9.8%

past year

SAPHADR hedged

−5.5%

past year

VOOSAPHFaded: behind in that period

2–0VOO wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Core vs Unsorted: VOO vs SAPH

YTD

VanguardVOO

+8.7%

SAPHADR hedged

+3.4%

+8.7%Year to date+3.4%

−8.9%Worst drop · 1Y−41.2%

13.5%Volatility · 1Y38.2%

1.1%Yield2.7%

$1.00TAssets$912K

3–1VOO wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VOO, SAPH, VTI

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

VTI0.03%$3

SAPH0.19%$19

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: VOO, SAPH, VTI

2.70%highest, SAPH

FundTrailing yieldYield$10k

SAPH2.70%$270

VOO1.10%$110

VTI1.09%$109

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$251most kept, SAPH

SAPH$270 − $19 = $251

VOO$110 − $3 = $107

VTI$109 − $3 = $106

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: VOO, SAPH, VTI

Today

89.0%most shared, VOO and VTI

VOOSAPHVTI

VOO—0.0%89.0%

SAPH0.0%—0.0%

VTI89.0%0.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.9%VTI, at 13.7% volatility

VOOWorst drop−8.9%13.5% vol

VTIWorst drop−8.9%13.7% vol

SAPHWorst drop−41.2%38.2% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

SAPHVTI

+3.4%Year to date+8.9%

2.7%Yield1.1%

−5.5%Past year+9.9%

0.19%Fee0.03%

3–1VTI wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 6, 2026