Compare · 4 funds side by side · dividends reinvested

VOO, SHM, SPY and IVV

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,156VOO · best of the four

02 / 04

VOO, SHM, SPY and IVV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.10%+8.4%+9.8%+22.1%+11.4%−8.9%13.5%$1.00T1.8

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.14%+8.4%+9.7%+22.1%+11.4%−8.9%13.6%$850B2.3

State Street SPDR Nuveen ICE Short Term Municipal Bond ETFBonds & Cash · Municipal0.20%2.70%+1.3%+2.1%+3.4%+1.1%−2.7%1.8%$3.5B2.9

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.3%+9.7%+22.0%+11.3%−8.9%13.6%$819B3.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: VOO 2010 · SHM 2007 · SPY 1993 · IVV 2000

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard S&P 500 ETF · $1.00T$17,156

VOO

SHM

State Street SPDR Nuveen ICE Short Term Municipal Bond ETF · $3.5B$10,567

$10,000 five years ago, dividends reinvested

VOOMeasureSHM

+8.4%Year to dateJan 1 → Nov 5+1.3%

+9.8%1 yearTotal return+2.1%

+22.1%3 years · per year$10,000 became $18,224 · $11,058+3.4%

+11.4%5 years · per year$10,000 became $17,156 · $10,567+1.1%

0.03%Expense ratio$3 · $20 a year on $10k · lower is better0.20%

1.10%Trailing 12-mo yield$110 · $270 a year on $10k2.70%

−8.9%Worst dropSmaller is better−2.7%

13.5%VolatilityLower is calmer1.8%

VOOSHM Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3VOO wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VOO vs SHM: Top 5 Holdings

Today

VOO

28.3%in top 5

SHM

in top 5[…]

VOOStockSHM

8.4%NVDAnot top 5

7.4%AAPLnot top 5

5.8%MSFTnot top 5

3.7%AMZNnot top 5

3.1%GOOGLnot top 5

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

VOO vs SHM Returns, Every Period

VanguardVOO

+11.4%

5 years, per year

SHMSPDR

+1.1%

5 years, per year

VOOSHMFaded: behind in that period

4–0VOO wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Core vs Bonds: VOO vs SHM

YTD

VanguardVOO

+8.4%

SHMSPDR

+1.3%

+8.4%Year to date+1.3%

−8.9%Worst drop · 1Y−2.7%

13.5%Volatility · 1Y1.8%

1.1%Yield2.7%

$1.00TAssets$3.5B

3–1SHM wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VOO, SHM, SPY, IVV

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

IVV0.03%$3

SPY0.09%$9

SHM0.20%$20

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: VOO, SHM, SPY, IVV

2.70%highest, SHM

FundTrailing yieldYield$10k

SHM2.70%$270

IVV1.14%$114

VOO1.10%$110

SPY1.03%$103

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$250most kept, SHM

SHM$270 − $20 = $250

IVV$114 − $3 = $111

VOO$110 − $3 = $107

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: VOO, SHM, SPY, IVV

Today

99.9%most shared, SPY and IVV

VOOSHMSPYIVV

VOO—[…]93.5%93.5%

SHM[…]—[…][…]

SPY93.5%[…]—99.9%

IVV93.5%[…]99.9%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+9.8%VOO, at 13.5% volatility

SHMWorst drop−2.7%1.8% vol

VOOWorst drop−8.9%13.5% vol

SPYWorst drop−8.9%13.6% vol

IVVWorst drop−8.9%13.6% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

SHMVOO

+1.3%Year to date+8.4%

2.7%Yield1.1%

+2.1%Past year+9.8%

0.20%Fee0.03%

3–1VOO wins

End-of-day Nov 5, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026