Compare · 3 funds side by side · dividends reinvested

VOO, SHM and SPYM

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,192SPYM · best of the three

02 / 04

VOO, SHM and SPYM, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.05%+8.8%+9.8%+21.8%+11.4%−8.9%13.6%$182B1.8

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.10%+8.7%+9.8%+21.8%+11.4%−8.9%13.5%$1.00T2.0

State Street SPDR Nuveen ICE Short Term Municipal Bond ETFBonds & Cash · Municipal0.20%2.70%+1.4%+2.0%+3.4%+1.1%−2.7%1.8%$3.5B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: VOO 2010 · SHM 2007 · SPYM 2005

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard S&P 500 ETF · $1.00T$17,177

VOO

SHM

State Street SPDR Nuveen ICE Short Term Municipal Bond ETF · $3.5B$10,564

$10,000 five years ago, dividends reinvested

VOOMeasureSHM

+8.7%Year to dateJan 1 → Nov 6+1.4%

+9.8%1 yearTotal return+2.0%

+21.8%3 years · per year$10,000 became $18,079 · $11,042+3.4%

+11.4%5 years · per year$10,000 became $17,177 · $10,564+1.1%

0.03%Expense ratio$3 · $20 a year on $10k · lower is better0.20%

1.10%Trailing 12-mo yield$110 · $270 a year on $10k2.70%

−8.9%Worst dropSmaller is better−2.7%

13.5%VolatilityLower is calmer1.8%

VOOSHM Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3VOO wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VOO vs SHM: Top 5 Holdings

Today

VOO

28.3%in top 5

SHM

in top 5[…]

VOOStockSHM

8.4%NVDAnot top 5

7.4%AAPLnot top 5

5.8%MSFTnot top 5

3.7%AMZNnot top 5

3.1%GOOGLnot top 5

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

VOO vs SHM Returns, Every Period

VanguardVOO

+11.4%

5 years, per year

SHMSPDR

+1.1%

5 years, per year

VOOSHMFaded: behind in that period

4–0VOO wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Core vs Bonds: VOO vs SHM

YTD

VanguardVOO

+8.7%

SHMSPDR

+1.4%

+8.7%Year to date+1.4%

−8.9%Worst drop · 1Y−2.7%

13.5%Volatility · 1Y1.8%

1.1%Yield2.7%

$1.00TAssets$3.5B

3–1SHM wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VOO, SHM, SPYM

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

VOO0.03%$3

SHM0.20%$20

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: VOO, SHM, SPYM

2.70%highest, SHM

FundTrailing yieldYield$10k

SHM2.70%$270

VOO1.10%$110

SPYM1.05%$105

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$250most kept, SHM

SHM$270 − $20 = $250

VOO$110 − $3 = $107

SPYM$105 − $2 = $103

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: VOO, SHM, SPYM

Today

92.2%most shared, VOO and SPYM

VOOSHMSPYM

VOO—[…]92.2%

SHM[…]—[…]

SPYM92.2%[…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.8%VOO, at 13.5% volatility

SHMWorst drop−2.7%1.8% vol

VOOWorst drop−8.9%13.5% vol

SPYMWorst drop−8.9%13.6% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

SHMSPYM

+1.4%Year to date+8.8%

2.7%Yield1.1%

+2.0%Past year+9.8%

0.20%Fee0.02%

3–1SPYM wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026