Compare · 3 funds side by side · dividends reinvested

VOO, XLE and VTI

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$26,887XLE · best of the three

02 / 04

VOO, XLE and VTI, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.07%+11.5%+11.9%+24.1%+12.2%−8.9%12.7%$1.00T1.8

State Street Energy Select Sector SPDR ETFSectors · Energy0.08%2.28%+52.1%+55.6%+20.1%+21.9%−15.0%22.6%$44.6B2.0

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.06%+11.7%+11.9%+23.8%+11.0%−8.9%13.0%$689B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: VOO 2010 · XLE 1998 · VTI 2001

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard S&P 500 ETF · $1.00T$17,749

VOO

XLE

State Street Energy Select Sector SPDR ETF · $44.6B$26,887

$10,000 five years ago, dividends reinvested · they hold 3.4% in common

VOOMeasureXLE

+11.5%Year to dateJan 1 → Nov 3+52.1%

+11.9%1 yearTotal return+55.6%

+24.1%3 years · per year$10,000 became $19,094 · $17,324+20.1%

+12.2%5 years · per year$10,000 became $17,749 · $26,887+21.9%

0.03%Expense ratio$3 · $8 a year on $10k · lower is better0.08%

1.07%Trailing 12-mo yield$107 · $228 a year on $10k2.28%

−8.9%Worst dropSmaller is better−15.0%

12.7%VolatilityLower is calmer22.6%

VOOXLE Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VOO vs XLE: Top 5 Holdings

Today

VOO

28.3%in top 5

XLE

in top 558.9%

VOOStockXLE

not top 5XOM24.3%

not top 5CVX18.3%

8.4%NVDAnot top 5

7.4%AAPLnot top 5

not top 5COP7.2%

5.8%MSFTnot top 5

not top 5MPC4.6%

not top 5PSX4.5%

3.7%AMZNnot top 5

3.1%GOOGLnot top 5

Held in common3.4%

End-of-day Nov 3, 2026 · share of each fund

VOO vs XLE Returns, Every Period

VanguardVOO

+12.2%

5 years, per year

XLESPDR

+21.9%

5 years, per year

VOOXLEFaded: behind in that period

1–3XLE wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

Core vs Sector: VOO vs XLE

YTD

VanguardVOO

+11.5%

XLESPDR

+52.1%

+11.5%Year to date+52.1%

−8.9%Worst drop · 1Y−15.0%

12.7%Volatility · 1Y22.6%

1.1%Yield2.3%

$1.00TAssets$44.6B

2–2level

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VOO, XLE, VTI

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

VTI0.03%$3

XLE0.08%$8

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: VOO, XLE, VTI

2.28%highest, XLE

FundTrailing yieldYield$10k

XLE2.28%$228

VOO1.07%$107

VTI1.06%$106

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$220most kept, XLE

XLE$228 − $8 = $220

VOO$107 − $3 = $104

VTI$106 − $3 = $103

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: VOO, XLE, VTI

Today

89.0%most shared, VOO and VTI

VOOXLEVTI

VOO—3.4%89.0%

XLE3.4%—3.0%

VTI89.0%3.0%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+55.6%XLE, at 22.6% volatility

VOOWorst drop−8.9%12.7% vol

VTIWorst drop−8.9%13.0% vol

XLEWorst drop−15.0%22.6% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

XLEVTI

+52.1%Year to date+11.7%

2.3%Yield1.1%

+55.6%Past year+11.9%

0.08%Fee0.03%

3–1XLE wins

End-of-day Nov 3, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

VTI vs ITOT

YTD

VanguardVTI

+11.7%

ITOTiShares

+11.6%

+11.7%Year to date+11.6%

1.1%Yield1.0%

$689BAssets$95.4B

2–0VTI wins

End-of-day Nov 3, 2026

XLE vs VDE

YTD

SPDRXLE

+52.1%

VDEVanguard

+50.3%

+52.1%Year to date+50.3%

2.3%Yield2.2%

$44.6BAssets$10.4B

2–0XLE wins

End-of-day Nov 3, 2026