Compare · 3 funds side by side · dividends reinvested

VOO, XLF and IVV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,156VOO · best of the three

02 / 04

VOO, XLF and IVV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.10%+8.4%+9.8%+22.1%+11.4%−8.9%13.5%$1.00T1.6

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.14%+8.4%+9.7%+22.1%+11.4%−8.9%13.6%$850B2.0

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+6.3%+11.4%+23.0%+9.2%−14.8%15.3%$55.5B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: VOO 2010 · XLF 1998 · IVV 2000

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard S&P 500 ETF · $1.00T$17,156

VOO

XLF

State Street Financial Select Sector SPDR ETF · $55.5B$15,503

$10,000 five years ago, dividends reinvested · they hold 11.3% in common

VOOMeasureXLF

+8.4%Year to dateJan 1 → Nov 5+6.3%

+9.8%1 yearTotal return+11.4%

+22.1%3 years · per year$10,000 became $18,224 · $18,620+23.0%

+11.4%5 years · per year$10,000 became $17,156 · $15,503+9.2%

0.03%Expense ratio$3 · $8 a year on $10k · lower is better0.08%

1.10%Trailing 12-mo yield$110 · $144 a year on $10k1.44%

−8.9%Worst dropSmaller is better−14.8%

13.5%VolatilityLower is calmer15.3%

VOOXLF Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3VOO wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VOO vs XLF: Top 5 Holdings

Today

VOO

28.3%in top 5

XLF

in top 543.7%

VOOStockXLF

not top 5BRK-B12.9%

not top 5JPM11.2%

not top 5V8.9%

8.4%NVDAnot top 5

7.4%AAPLnot top 5

not top 5MA6.5%

5.8%MSFTnot top 5

not top 5BAC4.0%

3.7%AMZNnot top 5

3.1%GOOGLnot top 5

Held in common11.3%

End-of-day Nov 5, 2026 · share of each fund

VOO vs XLF Returns, Every Period

VanguardVOO

+11.4%

5 years, per year

XLFSPDR

+9.2%

5 years, per year

VOOXLFFaded: behind in that period

2–2Level

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Core vs Sector: VOO vs XLF

YTD

VanguardVOO

+8.4%

XLFSPDR

+6.3%

+8.4%Year to date+6.3%

−8.9%Worst drop · 1Y−14.8%

13.5%Volatility · 1Y15.3%

1.1%Yield1.4%

$1.00TAssets$55.5B

3–1VOO wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VOO, XLF, IVV

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

IVV0.03%$3

XLF0.08%$8

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: VOO, XLF, IVV

1.44%highest, XLF

FundTrailing yieldYield$10k

XLF1.44%$144

IVV1.14%$114

VOO1.10%$110

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$136most kept, XLF

XLF$144 − $8 = $136

IVV$114 − $3 = $111

VOO$110 − $3 = $107

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: VOO, XLF, IVV

Today

93.5%most shared, VOO and IVV

VOOXLFIVV

VOO—11.3%93.5%

XLF11.3%—12.5%

IVV93.5%12.5%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+11.4%XLF, at 15.3% volatility

VOOWorst drop−8.9%13.5% vol

IVVWorst drop−8.9%13.6% vol

XLFWorst drop−14.8%15.3% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

XLFVOO

+6.3%Year to date+8.4%

1.4%Yield1.1%

+11.4%Past year+9.8%

0.08%Fee0.03%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026