Compare · 2 funds side by side · dividends reinvested

VOO and XLU

VOOVanguard×XLUSPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$18,115VOO · best of the two

02 / 04

VOO and XLU, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.05%+13.4%+13.5%+24.2%+12.6%−8.9%12.8%$1.00T1.1

State Street Utilities Select Sector SPDR ETFSectors · Utilities0.08%2.78%+4.3%+0.6%+17.2%+8.7%−16.1%15.7%$24.0B1.9

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: VOO 2010 · XLU 1998

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard S&P 500 ETF · $1.00T$18,115

VOO

XLU

State Street Utilities Select Sector SPDR ETF · $24.0B$15,148

$10,000 five years ago, dividends reinvested · they hold 1.9% in common

VOOMeasureXLU

+13.4%Year to dateJan 1 → Nov 4+4.3%

+13.5%1 yearTotal return+0.6%

+24.2%3 years · per year$10,000 became $19,172 · $16,116+17.2%

+12.6%5 years · per year$10,000 became $18,115 · $15,148+8.7%

0.03%Expense ratio$3 · $8 a year on $10k · lower is better0.08%

1.05%Trailing 12-mo yield$105 · $278 a year on $10k2.78%

−8.9%Worst dropSmaller is better−16.1%

12.8%VolatilityLower is calmer15.7%

VOOXLU Winner of the row, in its colourEach row: the bigger of the two fills its side

7–1VOO wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VOO vs XLU: Top 5 Holdings

Today

VOO

28.3%in top 5

XLU

in top 539.5%

VOOStockXLU

not top 5NEE12.9%

8.4%NVDAnot top 5

not top 5SO7.9%

7.4%AAPLnot top 5

not top 5DUK7.2%

not top 5CEG6.4%

5.8%MSFTnot top 5

not top 5AEP5.2%

3.7%AMZNnot top 5

3.1%GOOGLnot top 5

Held in common1.9%

End-of-day Nov 4, 2026 · share of each fund

VOO vs XLU Returns, Every Period

VanguardVOO

+12.6%

5 years, per year

XLUSPDR

+8.7%

5 years, per year

VOOXLUFaded: behind in that period

4–0VOO wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

Core vs Sector: VOO vs XLU

YTD

VanguardVOO

+13.4%

XLUSPDR

+4.3%

+13.4%Year to date+4.3%

−8.9%Worst drop · 1Y−16.1%

12.8%Volatility · 1Y15.7%

1.1%Yield2.8%

$1.00TAssets$24.0B

3–1VOO wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VOO, XLU

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

XLU0.08%$8

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: VOO, XLU

2.78%highest, XLU

FundTrailing yieldYield$10k

XLU2.78%$278

VOO1.05%$105

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$270most kept, XLU

XLU$278 − $8 = $270

VOO$105 − $3 = $102

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: VOO, XLU

Today

1.9%most shared, VOO and XLU

VOOXLU

VOO—1.9%

XLU1.9%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+13.5%VOO, at 12.8% volatility

VOOWorst drop−8.9%12.8% vol

XLUWorst drop−16.1%15.7% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

XLUVOO

+4.3%Year to date+13.4%

2.8%Yield1.1%

+0.6%Past year+13.5%

0.08%Fee0.03%

3–1VOO wins

End-of-day Nov 4, 2026

Popular Pairs Near These Two

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

VOO vs IVV

YTD

VanguardVOO

+13.4%

IVViShares

+13.4%

+13.4%Year to date+13.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026