Compare · 3 funds side by side · dividends reinvested

VPC, BND and SGOV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,090SGOV · best of the three

02 / 04

VPC, BND and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.5

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%−0.0%+0.6%+5.2%−0.1%−4.5%4.0%$161B1.8

Virtus Private Credit Strategy ETFBonds & Cash · Corporate10.60%15.43%−12.4%−11.0%−0.3%−0.5%−18.2%14.7%$26M2.8

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: VPC 2019 · BND 2007 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

Virtus Private Credit Strategy ETF · $26M$9,742

VPC

BND

Vanguard Total Bond Market ETF · $161B$9,974

$10,000 five years ago, dividends reinvested

VPCMeasureBND

−12.4%Year to dateJan 1 → Nov 6−0.0%

−11.0%1 yearTotal return+0.6%

−0.3%3 years · per year$10,000 became $9,897 · $11,637+5.2%

−0.5%5 years · per year$10,000 became $9,742 · $9,974−0.1%

10.60%Expense ratio$1,060 · $3 a year on $10k · lower is better0.03%

15.43%Trailing 12-mo yield$1,543 · $412 a year on $10k4.12%

−18.2%Worst dropSmaller is better−4.5%

14.7%VolatilityLower is calmer4.0%

VPCBND Winner of the row, in its colourEach row: the bigger of the two fills its side

1–7BND wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VPC vs BND: Top 5 Holdings

Today

VPC

15.0%in top 5

BND

in top 5[…]

VPCStockBND

3.9%TCPCnot top 5

3.2%ECCnot top 5

2.9%FSKnot top 5

2.7%HRZNnot top 5

2.3%CIONnot top 5

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

VPC vs BND Returns, Every Period

VirtusVPC

−0.5%

5 years, per year

BNDVanguard

−0.1%

5 years, per year

VPCBNDFaded: behind in that period

0–4BND wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

VPC vs BND

YTD

VirtusVPC

−12.4%

BNDVanguard

−0.0%

−12.4%Year to date−0.0%

−18.2%Worst drop · 1Y−4.5%

14.7%Volatility · 1Y4.0%

15.4%Yield4.1%

$26.4MAssets$161B

3–1BND wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VPC, BND, SGOV

Today

0.03%lowest, BND

FundExpense ratioFee$10k

BND0.03%$3

SGOV0.09%$9

VPC10.60%$1,060

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: VPC, BND, SGOV

15.43%highest, VPC

FundTrailing yieldYield$10k

VPC15.43%$1,543

BND4.12%$412

SGOV3.63%$363

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$483most kept, VPC

VPC$1,543 − $1,060 = $483

BND$412 − $3 = $409

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: VPC, BND, SGOV

Today

[…]holdings […]

VPCBNDSGOV

VPC—[…][…]

BND[…]—[…]

SGOV[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.8%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

BNDWorst drop−4.5%4.0% vol

VPCWorst drop−18.2%14.7% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VPCSGOV

−12.4%Year to date+3.2%

15.4%Yield3.6%

−11.0%Past year+3.8%

10.60%Fee0.09%

3–1SGOV wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026