Compare · 3 funds side by side · dividends reinvested

VPC, BND and VCIT

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$10,508VCIT · best of the three

02 / 04

VPC, BND and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.1%+0.4%+5.6%−0.0%−4.5%4.0%$161B1.5

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.6%+0.3%+7.3%+1.0%−4.9%4.5%$66.6B1.6

Virtus Private Credit Strategy ETFBonds & Cash · Corporate10.60%15.51%−12.9%−11.3%−0.1%−0.6%−18.2%14.7%$27M2.8

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: VPC 2019 · BND 2007 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

Virtus Private Credit Strategy ETF · $27M$9,695

VPC

BND

Vanguard Total Bond Market ETF · $161B$9,983

$10,000 five years ago, dividends reinvested

VPCMeasureBND

−12.9%Year to dateJan 1 → Nov 5+0.1%

−11.3%1 yearTotal return+0.4%

−0.1%3 years · per year$10,000 became $9,972 · $11,761+5.6%

−0.6%5 years · per year$10,000 became $9,695 · $9,983−0.0%

10.60%Expense ratio$1,060 · $3 a year on $10k · lower is better0.03%

15.51%Trailing 12-mo yield$1,551 · $412 a year on $10k4.12%

−18.2%Worst dropSmaller is better−4.5%

14.7%VolatilityLower is calmer4.0%

VPCBND Winner of the row, in its colourEach row: the bigger of the two fills its side

1–7BND wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VPC vs BND: Top 5 Holdings

Today

VPC

15.4%in top 5

BND

in top 5[…]

VPCStockBND

3.9%TCPCnot top 5

3.6%ECCnot top 5

2.7%FSKnot top 5

2.7%HRZNnot top 5

2.4%CIONnot top 5

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

VPC vs BND Returns, Every Period

VirtusVPC

−0.6%

5 years, per year

BNDVanguard

−0.0%

5 years, per year

VPCBNDFaded: behind in that period

0–4BND wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

VPC vs VCIT

YTD

VirtusVPC

−12.9%

VCITVanguard

−0.6%

−12.9%Year to date−0.6%

−18.2%Worst drop · 1Y−4.9%

14.7%Volatility · 1Y4.5%

15.5%Yield5.0%

$27.3MAssets$66.6B

3–1VCIT wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VPC, BND, VCIT

Today

0.03%lowest, BND

FundExpense ratioFee$10k

BND0.03%$3

VCIT0.03%$3

VPC10.60%$1,060

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: VPC, BND, VCIT

15.51%highest, VPC

FundTrailing yieldYield$10k

VPC15.51%$1,551

VCIT5.02%$502

BND4.12%$412

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

VPC$1,551 − $1,060 = $491

BND$412 − $3 = $409

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: VPC, BND, VCIT

Today

[…]holdings […]

VPCBNDVCIT

VPC—[…][…]

BND[…]—[…]

VCIT[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+0.4%BND, at 4.0% volatility

BNDWorst drop−4.5%4.0% vol

VCITWorst drop−4.9%4.5% vol

VPCWorst drop−18.2%14.7% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VPCBND

−12.9%Year to date+0.1%

15.5%Yield4.1%

−11.3%Past year+0.4%

10.60%Fee0.03%

3–1BND wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.1%

+0.1%Year to date+0.1%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026