Compare · 3 funds side by side · dividends reinvested

VPC, SCHD and SGOV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,375SCHD · best of the three

02 / 04

VPC, SCHD and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.98%+32.3%+38.7%+20.3%+10.4%−6.9%11.7%$123B1.5

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.1%+3.7%+4.5%+3.9%0.0%0.2%$117B1.8

Virtus Private Credit Strategy ETFBonds & Cash · Corporate10.60%15.51%−12.9%−11.3%−0.1%−0.6%−18.2%14.7%$27M2.8

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: VPC 2019 · SCHD 2011 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

Virtus Private Credit Strategy ETF · $27M$9,695

VPC

SCHD

Schwab U.S. Dividend Equity ETF · $123B$16,375

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

VPCMeasureSCHD

−12.9%Year to dateJan 1 → Nov 5+32.3%

−11.3%1 yearTotal return+38.7%

−0.1%3 years · per year$10,000 became $9,972 · $17,414+20.3%

−0.6%5 years · per year$10,000 became $9,695 · $16,375+10.4%

10.60%Expense ratio$1,060 · $6 a year on $10k · lower is better0.06%

15.51%Trailing 12-mo yield$1,551 · $298 a year on $10k2.98%

−18.2%Worst dropSmaller is better−6.9%

14.7%VolatilityLower is calmer11.7%

VPCSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

1–7SCHD wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VPC vs SCHD: Top 5 Holdings

Today

VPC

15.4%in top 5

SCHD

in top 521.7%

VPCStockSCHD

not top 5TXN4.7%

not top 5PG4.4%

not top 5HD4.3%

not top 5KO4.2%

not top 5AMGN4.2%

3.9%TCPCnot top 5

3.6%ECCnot top 5

2.7%FSKnot top 5

2.7%HRZNnot top 5

2.4%CIONnot top 5

Held in common0.0%

End-of-day Nov 5, 2026 · share of each fund

VPC vs SCHD Returns, Every Period

VirtusVPC

−0.6%

5 years, per year

SCHDSchwab

+10.4%

5 years, per year

VPCSCHDFaded: behind in that period

0–4SCHD wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

VPC vs SGOV

YTD

VirtusVPC

−12.9%

SGOViShares

+3.1%

−12.9%Year to date+3.1%

−18.2%Worst drop · 1Y+0.0%

14.7%Volatility · 1Y0.2%

15.5%Yield3.6%

$27.3MAssets$117B

3–1SGOV wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VPC, SCHD, SGOV

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

SGOV0.09%$9

VPC10.60%$1,060

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: VPC, SCHD, SGOV

15.51%highest, VPC

FundTrailing yieldYield$10k

VPC15.51%$1,551

SGOV3.63%$363

SCHD2.98%$298

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$491most kept, VPC

VPC$1,551 − $1,060 = $491

SGOV$363 − $9 = $354

SCHD$298 − $6 = $292

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: VPC, SCHD, SGOV

Today

0.0%most shared, VPC and SCHD

VPCSCHDSGOV

VPC—0.0%[…]

SCHD0.0%—[…]

SGOV[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+38.7%SCHD, at 11.7% volatility

SGOVWorst drop0.0%0.2% vol

SCHDWorst drop−6.9%11.7% vol

VPCWorst drop−18.2%14.7% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VPCSCHD

−12.9%Year to date+32.3%

15.5%Yield3.0%

−11.3%Past year+38.7%

10.60%Fee0.06%

3–1SCHD wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026