Compare · 4 funds side by side · dividends reinvested

VPC, VCSH, SGOV and MUB

VPCVirtus×VCSHVanguard×SGOViShares×MUBiShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$12,091SGOV · best of the four

02 / 04

VPC, VCSH, SGOV and MUB, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.6

Vanguard Short-Term Corporate Bond ETFBonds & Cash · Corporate0.03%4.54%+1.3%+2.2%+5.5%+2.6%−1.6%2.1%$43.9B1.8

iShares National Muni Bond ETFBonds & Cash · Municipal0.05%3.26%+0.7%+1.1%+4.1%+0.8%−6.3%3.7%$55.0B3.0

Virtus Private Credit Strategy ETFBonds & Cash · Corporate10.60%15.37%−12.1%−10.6%−0.9%−0.4%−18.2%14.7%$27M3.6

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: VPC 2019 · VCSH 2009 · SGOV 2020 · MUB 2007

Head to Head

Swap sides Versus in desk

Head to Head

Virtus Private Credit Strategy ETF · $27M$9,789

VPC

VCSH

Vanguard Short-Term Corporate Bond ETF · $43.9B$11,374

$10,000 five years ago, dividends reinvested

VPCMeasureVCSH

−12.1%Year to dateJan 1 → Nov 9+1.3%

−10.6%1 yearTotal return+2.2%

−0.9%3 years · per year$10,000 became $9,730 · $11,758+5.5%

−0.4%5 years · per year$10,000 became $9,789 · $11,374+2.6%

10.60%Expense ratio$1,060 · $3 a year on $10k · lower is better0.03%

15.37%Trailing 12-mo yield$1,537 · $454 a year on $10k4.54%

−18.2%Worst dropSmaller is better−1.6%

14.7%VolatilityLower is calmer2.1%

VPCVCSH Winner of the row, in its colourEach row: the bigger of the two fills its side

1–7VCSH wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VPC vs VCSH: Top 5 Holdings

Today

VPC

14.9%in top 5

VCSH

in top 5[…]

VPCStockVCSH

3.9%TCPCnot top 5

3.2%ECCnot top 5

2.8%FSKnot top 5

2.7%HRZNnot top 5

2.2%CIONnot top 5

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

VPC vs VCSH Returns, Every Period

VirtusVPC

−0.4%

5 years, per year

VCSHVanguard

+2.6%

5 years, per year

VPCVCSHFaded: behind in that period

0–4VCSH wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

VPC vs VCSH

YTD

VirtusVPC

−12.1%

VCSHVanguard

+1.3%

−12.1%Year to date+1.3%

−18.2%Worst drop · 1Y−1.6%

14.7%Volatility · 1Y2.1%

15.4%Yield4.5%

$26.5MAssets$43.9B

3–1VCSH wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VPC, VCSH, SGOV, MUB

Today

0.03%lowest, VCSH

FundExpense ratioFee$10k

VCSH0.03%$3

MUB0.05%$5

SGOV0.09%$9

VPC10.60%$1,060

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: VPC, VCSH, SGOV, MUB

15.37%highest, VPC

FundTrailing yieldYield$10k

VPC15.37%$1,537

VCSH4.54%$454

SGOV3.63%$363

MUB3.26%$326

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$477most kept, VPC

VPC$1,537 − $1,060 = $477

VCSH$454 − $3 = $451

SGOV$363 − $9 = $354

MUB$326 − $5 = $321

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: VPC, VCSH, SGOV, MUB

Today

[…]holdings […]

VPCVCSHSGOVMUB

VPC—[…][…][…]

VCSH[…]—[…][…]

SGOV[…][…]—[…]

MUB[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+3.8%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

VCSHWorst drop−1.6%2.1% vol

MUBWorst drop−6.3%3.7% vol

VPCWorst drop−18.2%14.7% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VPCSGOV

−12.1%Year to date+3.2%

15.4%Yield3.6%

−10.6%Past year+3.8%

10.60%Fee0.09%

3–1SGOV wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026