Compare · 4 funds side by side · dividends reinvested

VPC, VCSH, SGOV and VCIT

VPCVirtus×VCSHVanguard×SGOViShares×VCITVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$12,086SGOV · best of the four

02 / 04

VPC, VCSH, SGOV and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.1%+3.7%+4.5%+3.9%0.0%0.2%$117B1.9

Vanguard Short-Term Corporate Bond ETFBonds & Cash · Corporate0.03%4.54%+1.4%+2.3%+5.8%+2.6%−1.6%2.1%$43.9B2.0

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.6%+0.3%+7.3%+1.0%−4.9%4.5%$66.6B2.4

Virtus Private Credit Strategy ETFBonds & Cash · Corporate10.60%15.51%−12.9%−11.3%−0.1%−0.6%−18.2%14.7%$27M3.6

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: VPC 2019 · VCSH 2009 · SGOV 2020 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

Virtus Private Credit Strategy ETF · $27M$9,695

VPC

VCSH

Vanguard Short-Term Corporate Bond ETF · $43.9B$11,379

$10,000 five years ago, dividends reinvested

VPCMeasureVCSH

−12.9%Year to dateJan 1 → Nov 5+1.4%

−11.3%1 yearTotal return+2.3%

−0.1%3 years · per year$10,000 became $9,972 · $11,843+5.8%

−0.6%5 years · per year$10,000 became $9,695 · $11,379+2.6%

10.60%Expense ratio$1,060 · $3 a year on $10k · lower is better0.03%

15.51%Trailing 12-mo yield$1,551 · $454 a year on $10k4.54%

−18.2%Worst dropSmaller is better−1.6%

14.7%VolatilityLower is calmer2.1%

VPCVCSH Winner of the row, in its colourEach row: the bigger of the two fills its side

1–7VCSH wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VPC vs VCSH: Top 5 Holdings

Today

VPC

15.4%in top 5

VCSH

in top 5[…]

VPCStockVCSH

3.9%TCPCnot top 5

3.6%ECCnot top 5

2.7%FSKnot top 5

2.7%HRZNnot top 5

2.4%CIONnot top 5

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

VPC vs VCSH Returns, Every Period

VirtusVPC

−0.6%

5 years, per year

VCSHVanguard

+2.6%

5 years, per year

VPCVCSHFaded: behind in that period

0–4VCSH wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

VPC vs VCIT

YTD

VirtusVPC

−12.9%

VCITVanguard

−0.6%

−12.9%Year to date−0.6%

−18.2%Worst drop · 1Y−4.9%

14.7%Volatility · 1Y4.5%

15.5%Yield5.0%

$27.3MAssets$66.6B

3–1VCIT wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VPC, VCSH, SGOV, VCIT

Today

0.03%lowest, VCSH

FundExpense ratioFee$10k

VCSH0.03%$3

VCIT0.03%$3

SGOV0.09%$9

VPC10.60%$1,060

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: VPC, VCSH, SGOV, VCIT

15.51%highest, VPC

FundTrailing yieldYield$10k

VPC15.51%$1,551

VCIT5.02%$502

VCSH4.54%$454

SGOV3.63%$363

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

VPC$1,551 − $1,060 = $491

VCSH$454 − $3 = $451

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: VPC, VCSH, SGOV, VCIT

Today

[…]holdings […]

VPCVCSHSGOVVCIT

VPC—[…][…][…]

VCSH[…]—[…][…]

SGOV[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+3.7%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

VCSHWorst drop−1.6%2.1% vol

VCITWorst drop−4.9%4.5% vol

VPCWorst drop−18.2%14.7% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VPCSGOV

−12.9%Year to date+3.1%

15.5%Yield3.6%

−11.3%Past year+3.7%

10.60%Fee0.09%

3–1SGOV wins

End-of-day Nov 5, 2026

Popular Pairs Near These Four

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026