Compare · 2 funds side by side · dividends reinvested

VPU and SPY

VPUVanguard×SPYSPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$17,118SPY · best of the two

02 / 04

VPU and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.7%+9.7%+21.7%+11.3%−8.9%13.6%$778B1.1

Vanguard Utilities ETFSectors · Utilities0.09%2.79%+2.9%−0.5%+16.1%+8.2%−15.6%15.4%$7.7B1.8

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: VPU 2004 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Utilities ETF · $7.7B$14,847

VPU

SPY

State Street SPDR S&P 500 ETF · $778B$17,118

$10,000 five years ago, dividends reinvested · they hold 2.1% in common

VPUMeasureSPY

+2.9%Year to dateJan 1 → Nov 6+8.7%

−0.5%1 yearTotal return+9.7%

+16.1%3 years · per year$10,000 became $15,669 · $18,039+21.7%

+8.2%5 years · per year$10,000 became $14,847 · $17,118+11.3%

0.09%Expense ratio$9 · $9 a year on $10k · lower is better0.09%

2.79%Trailing 12-mo yield$279 · $103 a year on $10k1.03%

−15.6%Worst dropSmaller is better−8.9%

15.4%VolatilityLower is calmer13.6%

VPUSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

1–6SPY wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VPU vs SPY: Top 5 Holdings

Today

VPU

34.9%in top 5

SPY

in top 527.8%

VPUStockSPY

11.4%NEEnot top 5

not top 5AAPL7.9%

not top 5NVDA6.9%

6.7%SOnot top 5

6.4%DUKnot top 5

not top 5MSFT6.3%

5.7%CEGnot top 5

4.7%AEPnot top 5

not top 5AMZN4.0%

not top 5GOOGL2.6%

Held in common2.1%

End-of-day Nov 6, 2026 · share of each fund

VPU vs SPY Returns, Every Period

VanguardVPU

+8.2%

5 years, per year

SPYSPDR

+11.3%

5 years, per year

VPUSPYFaded: behind in that period

0–4SPY wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Sector vs Core: VPU vs SPY

YTD

VanguardVPU

+2.9%

SPYSPDR

+8.7%

+2.9%Year to date+8.7%

−15.6%Worst drop · 1Y−8.9%

15.4%Volatility · 1Y13.6%

2.8%Yield1.0%

$7.7BAssets$778B

3–1SPY wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VPU, SPY

Today

0.09%lowest, VPU

FundExpense ratioFee$10k

VPU0.09%$9

SPY0.09%$9

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: VPU, SPY

2.79%highest, VPU

FundTrailing yieldYield$10k

VPU2.79%$279

SPY1.03%$103

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$270most kept, VPU

VPU$279 − $9 = $270

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: VPU, SPY

Today

2.1%most shared, VPU and SPY

VPUSPY

VPU—2.1%

SPY2.1%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+9.7%SPY, at 13.6% volatility

SPYWorst drop−8.9%13.6% vol

VPUWorst drop−15.6%15.4% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VPUSPY

+2.9%Year to date+8.7%

2.8%Yield1.0%

−0.5%Past year+9.7%

0.09%Fee0.09%

2–1SPY wins

End-of-day Nov 6, 2026

Popular Pairs Near These Two

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026