Compare · 2 funds side by side · dividends reinvested

VSDM and MMMA

VSDMVanguard×MMMANY Life Investments×
$12VSDM$40MMMA0.12%VSDM · $12 a year on $10kMMMA · $40 a yearStory of the two · CostLowest cost
01 / 02

VSDM and MMMA, Ranked

Today
FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank
Vanguard Municipal Bond Funds - Vanguard Short Duration Tax-Exempt Bond ETFBonds & Cash · Municipal0.12%3.11%+1.8%+2.5%[…][…]−2.8%1.8%$1.2B1.3
NYLI MacKay Muni Allocation ETFBonds & Cash · Municipal0.40%3.74%+2.6%[…][…][…][…][…]$59M1.3
Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best
End-of-day Nov 4, 2026 · returns include dividends · since: VSDM 2024 · MMMA 2025
@TheETFTracker·theetftracker.com

Head to Head

5Y
Vanguard Municipal Bond Funds - Vanguard Short Duration Tax-Exempt Bond ETF · $1.2B[…]
VSDM
MMMA
NYLI MacKay Muni Allocation ETF · $59M[…]

$10,000 five years ago, dividends reinvested

VSDMMeasureMMMA
+1.8%Year to dateJan 1 → Nov 4+2.6%
+2.5%1 yearTotal return[…]
[…]3 years · per year[…]
[…]5 years · per year[…]
0.12%Expense ratio$12 · $40 a year on $10k · lower is better0.40%
3.11%Trailing 12-mo yield$311 · $374 a year on $10k3.74%
−2.8%Worst dropSmaller is better[…]
1.8%VolatilityLower is calmer[…]
VSDMMMMA Winner of the row, in its colourEach row: the bigger of the two fills its side
1–2MMMA wins
End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns
@TheETFTracker·theetftracker.com

More Ways to See the Pairs

VSDM vs MMMA: Top 5 Holdings

Today
[…]in top 5
MMMA
in top 50.2%
VSDMStockMMMA
not top 5CASH0.2%
Held in common[…]
End-of-day Nov 4, 2026 · share of each fund
@TheETFTracker·theetftracker.com

VSDM vs MMMA Returns, Every Period

1Y
VanguardVSDM
+2.5%
past year
MMMANY Life Investments
[…]
past year
0%+5%+1.8%+2.6%YTD
VSDMMMMAFaded: behind in that period
0–1MMMA wins
End-of-day Nov 4, 2026 · dividends in · faded = behind in that period
@TheETFTracker·theetftracker.com

VSDM vs MMMA

YTD
VanguardVSDM
+1.8%
MMMANY Life Investments
+2.6%
Jan 1Nov 4+1.8%+2.6%
+1.8%Year to date+2.6%
−2.8%Worst drop · 1Y[…]
1.8%Volatility · 1Y[…]
3.1%Yield3.7%
$1.2BAssets$59.3M
2–0MMMA wins
End-of-day Nov 4, 2026 · smaller drop and lower volatility win
@TheETFTracker·theetftracker.com

Cost, Income and Risk

Fees: VSDM, MMMA

Today
0.12%lowest, VSDM
FundExpense ratioFee$10k
VSDM0.12%$12
MMMA0.40%$40
End-of-day Nov 4, 2026 · fee on $10,000 a year
@TheETFTracker·theetftracker.com

Yields: VSDM, MMMA

1Y
3.74%highest, MMMA
FundTrailing yieldYield$10k
MMMA3.74%$374
VSDM3.11%$311
End-of-day Nov 4, 2026 · trailing 12-month yield
@TheETFTracker·theetftracker.com

Income After Fees on $10,000

1Y
$334most kept, MMMA
MMMA$374 − $40 = $334
VSDM$311 − $12 = $299
KeptFee
End-of-day Nov 4, 2026 · yield in dollars minus the fee
@TheETFTracker·theetftracker.com

Overlap: VSDM, MMMA

Today
[…]holdings […]
VSDMMMMA
VSDM—[…]
MMMA[…]—
End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus
@TheETFTracker·theetftracker.com

Return vs Bumpiness: 2 ETFs

1Y
+2.5%VSDM, at 1.8% volatility
0%+1%+2%+3%1%1.5%2%Volatility · 1 year → bumpierVSDM +2.5%
VSDMWorst drop−2.8%1.8% vol
MMMAWorst drop[…][…]
End-of-day Nov 4, 2026 · up and left is better
@TheETFTracker·theetftracker.com

Paid More vs Made More

YTD
Jan 1Nov 4+2.6%+1.8%
+2.6%Year to date+1.8%
3.7%Yield3.1%
[…]Past year+2.5%
0.40%Fee0.12%
2–1MMMA wins
End-of-day Nov 4, 2026
@TheETFTracker·theetftracker.com

Popular Pairs Near These Two

SCHD vs VIG

YTD
SchwabSCHD
+35.3%
VIGVanguard
+16.4%
Jan 1Nov 4+35.3%+16.4%
+35.3%Year to date+16.4%
2.9%Yield1.4%
$121BAssets$109B
2–0SCHD wins
End-of-day Nov 4, 2026
@TheETFTracker·theetftracker.com

JEPQ vs JEPI

YTD
J.P. MorganJEPQ
+8.5%
JEPIJ.P. Morgan
+8.8%
Jan 1Nov 4+8.5%+8.8%
+8.5%Year to date+8.8%
12.2%Yield7.8%
$41.8BAssets$46.0B
1–1level
End-of-day Nov 4, 2026
@TheETFTracker·theetftracker.com

SPYM vs SPY

YTD
SPDRSPYM
+13.4%
SPYSPDR
+13.3%
Jan 1Nov 4+13.4%+13.3%
+13.4%Year to date+13.3%
1.0%Yield1.0%
$185BAssets$798B
1–0SPYM wins
End-of-day Nov 4, 2026
@TheETFTracker·theetftracker.com