Compare · 3 funds side by side · dividends reinvested

VSDM, SPYM and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,192SPYM · best of the three

02 / 04

VSDM, SPYM and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.05%+8.8%+9.8%+21.8%+11.4%−8.9%13.6%$182B1.5

Vanguard Municipal Bond Funds - Vanguard Short Duration Tax-Exempt Bond ETFBonds & Cash · Municipal0.12%3.10%+2.0%+2.7%[…][…]−2.8%1.8%$1.2B2.0

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.7%+9.7%+21.7%+11.3%−8.9%13.6%$819B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: VSDM 2024 · SPYM 2005 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Municipal Bond Funds - Vanguard Short Duration Tax-Exempt Bond ETF · $1.2B[…]

VSDM

SPYM

State Street SPDR Portfolio S&P 500 ETF · $182B$17,192

$10,000 five years ago, dividends reinvested

VSDMMeasureSPYM

+2.0%Year to dateJan 1 → Nov 6+8.8%

+2.7%1 yearTotal return+9.8%

[…]3 years · per year$10,000 became […] · $18,082+21.8%

[…]5 years · per year$10,000 became […] · $17,192+11.4%

0.12%Expense ratio$12 · $2 a year on $10k · lower is better0.02%

3.10%Trailing 12-mo yield$310 · $105 a year on $10k1.05%

−2.8%Worst dropSmaller is better−8.9%

1.8%VolatilityLower is calmer13.6%

VSDMSPYM Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VSDM vs SPYM: Top 5 Holdings

Today

VSDM

[…]in top 5

SPYM

in top 527.8%

VSDMStockSPYM

not top 5AAPL7.9%

not top 5NVDA6.9%

not top 5MSFT6.3%

not top 5AMZN4.0%

not top 5GOOGL2.6%

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

VSDM vs SPYM Returns, Every Period

VanguardVSDM

+2.7%

past year

SPYMSPDR

+9.8%

past year

VSDMSPYMFaded: behind in that period

0–2SPYM wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Bonds vs Core: VSDM vs SPYM

YTD

VanguardVSDM

+2.0%

SPYMSPDR

+8.8%

+2.0%Year to date+8.8%

−2.8%Worst drop · 1Y−8.9%

1.8%Volatility · 1Y13.6%

3.1%Yield1.1%

$1.2BAssets$182B

3–1VSDM wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VSDM, SPYM, SPY

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

SPY0.09%$9

VSDM0.12%$12

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: VSDM, SPYM, SPY

3.10%highest, VSDM

FundTrailing yieldYield$10k

VSDM3.10%$310

SPYM1.05%$105

SPY1.03%$103

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$298most kept, VSDM

VSDM$310 − $12 = $298

SPYM$105 − $2 = $103

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: VSDM, SPYM, SPY

Today

99.9%most shared, SPYM and SPY

VSDMSPYMSPY

VSDM—[…][…]

SPYM[…]—99.9%

SPY[…]99.9%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.8%SPYM, at 13.6% volatility

VSDMWorst drop−2.8%1.8% vol

SPYMWorst drop−8.9%13.6% vol

SPYWorst drop−8.9%13.6% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VSDMSPYM

+2.0%Year to date+8.8%

3.1%Yield1.1%

+2.7%Past year+9.8%

0.12%Fee0.02%

3–1SPYM wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026