Compare · 3 funds side by side · dividends reinvested

VT, IPOS and EFA

VTVanguard×IPOSRenaissance×EFAiShares×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$15,649VT · best of the three

02 / 04

VT, IPOS and EFA, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Total World Stock ETFInternational · Global0.06%1.59%+8.5%+10.4%+20.7%+9.4%−9.7%14.7%$81.8B1.3

iShares MSCI EAFE ETFInternational · Developed0.32%3.30%+7.8%+11.9%+18.3%+8.2%−11.4%16.3%$76.1B1.8

Renaissance International IPO ETFInternational · Ex-US broad0.80%0.83%+3.7%+1.7%+12.0%−9.3%−33.2%35.7%$9M3.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: VT 2008 · IPOS 2014 · EFA 2001

Head to Head

Swap sides Versus in desk

Head to Head

iShares MSCI EAFE ETF · $76.1B$14,818

EFA

IPOS

Renaissance International IPO ETF · $9M$6,132

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

EFAMeasureIPOS

+7.8%Year to dateJan 1 → Nov 6+3.7%

+11.9%1 yearTotal return+1.7%

+18.3%3 years · per year$10,000 became $16,576 · $14,037+12.0%

+8.2%5 years · per year$10,000 became $14,818 · $6,132−9.3%

0.32%Expense ratio$32 · $80 a year on $10k · lower is better0.80%

3.30%Trailing 12-mo yield$330 · $83 a year on $10k0.83%

−11.4%Worst dropSmaller is better−33.2%

16.3%VolatilityLower is calmer35.7%

EFAIPOS Winner of the row, in its colourEach row: the bigger of the two fills its side

8–0EFA wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

EFA vs IPOS: Top 5 Holdings

Today

EFA

8.2%in top 5

IPOS

in top 52.2%

EFAStockIPOS

2.5%ASML.ASnot top 5

not top 5CVC2.2%

1.6%ROP.SWnot top 5

1.4%HSBA.Lnot top 5

1.4%NOVN.SWnot top 5

1.4%SHEL.Lnot top 5

Held in common0.0%

End-of-day Nov 6, 2026 · share of each fund

EFA vs IPOS Returns, Every Period

iSharesEFA

+8.2%

5 years, per year

IPOSRenaissance

−9.3%

5 years, per year

EFAIPOSFaded: behind in that period

4–0EFA wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

EFA vs VT

YTD

iSharesEFA

+7.8%

VTVanguard

+8.5%

+7.8%Year to date+8.5%

−11.4%Worst drop · 1Y−9.7%

16.3%Volatility · 1Y14.7%

3.3%Yield1.6%

$76.1BAssets$81.8B

3–1VT wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VT, IPOS, EFA

Today

0.06%lowest, VT

FundExpense ratioFee$10k

VT0.06%$6

EFA0.32%$32

IPOS0.80%$80

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: VT, IPOS, EFA

3.30%highest, EFA

FundTrailing yieldYield$10k

EFA3.30%$330

VT1.59%$159

IPOS0.83%$83

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$298most kept, EFA

EFA$330 − $32 = $298

VT$159 − $6 = $153

IPOS$83 − $80 = $3

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: VT, IPOS, EFA

Today

17.5%most shared, VT and EFA

VTIPOSEFA

VT—0.0%17.5%

IPOS0.0%—0.0%

EFA17.5%0.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+11.9%EFA, at 16.3% volatility

VTWorst drop−9.7%14.7% vol

EFAWorst drop−11.4%16.3% vol

IPOSWorst drop−33.2%35.7% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

EFAVT

+7.8%Year to date+8.5%

3.3%Yield1.6%

+11.9%Past year+10.4%

0.32%Fee0.06%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026