Compare · 3 funds side by side · dividends reinvested

VT, IPOS and EFA

VTVanguard×IPOSRenaissance×EFAiShares×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$15,576VT · best of the three

02 / 04

VT, IPOS and EFA, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Total World Stock ETFInternational · Global0.06%1.59%+8.2%+10.7%+21.0%+9.3%−9.7%14.7%$81.8B1.4

iShares MSCI EAFE ETFInternational · Developed0.32%3.28%+8.6%+13.5%+19.0%+8.2%−11.4%16.3%$78.1B1.6

Renaissance International IPO ETFInternational · Ex-US broad0.80%0.81%+5.6%+4.2%+12.6%−9.2%−32.0%35.6%$9M3.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: VT 2008 · IPOS 2014 · EFA 2001

Head to Head

Swap sides Versus in desk

Head to Head

Renaissance International IPO ETF · $9M$6,155

IPOS

EFA

iShares MSCI EAFE ETF · $78.1B$14,850

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

IPOSMeasureEFA

+5.6%Year to dateJan 1 → Nov 5+8.6%

+4.2%1 yearTotal return+13.5%

+12.6%3 years · per year$10,000 became $14,283 · $16,864+19.0%

−9.2%5 years · per year$10,000 became $6,155 · $14,850+8.2%

0.80%Expense ratio$80 · $32 a year on $10k · lower is better0.32%

0.81%Trailing 12-mo yield$81 · $328 a year on $10k3.28%

−32.0%Worst dropSmaller is better−11.4%

35.6%VolatilityLower is calmer16.3%

IPOSEFA Winner of the row, in its colourEach row: the bigger of the two fills its side

0–8EFA wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

IPOS vs EFA: Top 5 Holdings

Today

IPOS

2.3%in top 5

EFA

in top 58.4%

IPOSStockEFA

not top 5ASML.AS2.7%

2.3%CVCnot top 5

not top 5ROP.SW1.6%

not top 5HSBA.L1.4%

not top 5NOVN.SW1.4%

not top 5SHEL.L1.4%

Held in common0.0%

End-of-day Nov 5, 2026 · share of each fund

IPOS vs EFA Returns, Every Period

RenaissanceIPOS

−9.2%

5 years, per year

EFAiShares

+8.2%

5 years, per year

IPOSEFAFaded: behind in that period

0–4EFA wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

IPOS vs EFA

YTD

RenaissanceIPOS

+5.6%

EFAiShares

+8.6%

+5.6%Year to date+8.6%

−32.0%Worst drop · 1Y−11.4%

35.6%Volatility · 1Y16.3%

0.8%Yield3.3%

$9.0MAssets$78.1B

4–0EFA wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VT, IPOS, EFA

Today

0.06%lowest, VT

FundExpense ratioFee$10k

VT0.06%$6

EFA0.32%$32

IPOS0.80%$80

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: VT, IPOS, EFA

3.28%highest, EFA

FundTrailing yieldYield$10k

EFA3.28%$328

VT1.59%$159

IPOS0.81%$81

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$296most kept, EFA

EFA$328 − $32 = $296

VT$159 − $6 = $153

IPOS$81 − $80 = $1

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: VT, IPOS, EFA

Today

17.5%most shared, VT and EFA

VTIPOSEFA

VT—0.0%17.5%

IPOS0.0%—0.0%

EFA17.5%0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.5%EFA, at 16.3% volatility

VTWorst drop−9.7%14.7% vol

EFAWorst drop−11.4%16.3% vol

IPOSWorst drop−32.0%35.6% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

EFAVT

+8.6%Year to date+8.2%

3.3%Yield1.6%

+13.5%Past year+10.7%

0.32%Fee0.06%

3–1EFA wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026