Compare · 4 funds side by side · dividends reinvested

VT, TOS, EFA and VEA

VTVanguard×TOSTwin Oak×EFAiShares×VEAVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$15,649VT · best of the four

02 / 04

VT, TOS, EFA and VEA, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Total World Stock ETFInternational · Global0.06%1.59%+8.5%+10.4%+20.7%+9.4%−9.7%14.7%$81.8B1.8

Vanguard FTSE Developed Markets ETFInternational · Developed0.03%2.51%+9.7%+14.8%+20.3%+8.7%−11.6%18.1%$232B1.9

iShares MSCI EAFE ETFInternational · Developed0.32%3.30%+7.8%+11.9%+18.3%+8.2%−11.4%16.3%$76.1B2.4

Twin Oak Strategic Solutions ETFUnsorted0.36%0.00%[…][…][…][…][…][…]$144M4.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: VT 2008 · TOS 2026 · EFA 2001 · VEA 2007

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Total World Stock ETF · $81.8B$15,649

TOS

Twin Oak Strategic Solutions ETF · $144M[…]

$10,000 five years ago, dividends reinvested · they hold 8.2% in common

VTMeasureTOS

+8.5%Year to dateJan 1 → Nov 6[…]

+10.4%1 yearTotal return[…]

+20.7%3 years · per year$10,000 became $17,563 · […][…]

+9.4%5 years · per year$10,000 became $15,649 · […][…]

0.06%Expense ratio$6 · $36 a year on $10k · lower is better0.36%

1.59%Trailing 12-mo yield$159 · $0 a year on $10k0.00%

−9.7%Worst dropSmaller is better[…]

14.7%VolatilityLower is calmer[…]

VTTOS Winner of the row, in its colourEach row: the bigger of the two fills its side

2–0VT wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VT vs TOS: Top 5 Holdings

Today

15.6%in top 5

TOS

in top 546.2%

VTStockTOS

2.0%AMZN9.9%

not top 5DISV9.7%

not top 5ASML9.3%

4.5%NVDA9.2%

not top 5TSM8.2%

4.1%AAPLnot top 5

3.2%MSFTnot top 5

1.7%GOOGLnot top 5

Held in common8.2%

End-of-day Nov 6, 2026 · share of each fund

VT vs TOS Returns, Every Period

VanguardVT

+10.4%

past year

TOSTwin Oak

[…]

past year

Returns […]

VTTOSFaded: behind in that period

0–0Level

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

VT vs EFA

YTD

VanguardVT

+8.5%

EFAiShares

+7.8%

+8.5%Year to date+7.8%

−9.7%Worst drop · 1Y−11.4%

14.7%Volatility · 1Y16.3%

1.6%Yield3.3%

$81.8BAssets$76.1B

3–1VT wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VT, TOS, EFA, VEA

Today

0.03%lowest, VEA

FundExpense ratioFee$10k

VEA0.03%$3

VT0.06%$6

EFA0.32%$32

TOS0.36%$36

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: VT, TOS, EFA, VEA

3.30%highest, EFA

FundTrailing yieldYield$10k

EFA3.30%$330

VEA2.51%$251

VT1.59%$159

TOS0.00%$0

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$298most kept, EFA

EFA$330 − $32 = $298

VEA$251 − $3 = $248

VT$159 − $6 = $153

TOS$0 − $36 = −$36

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: VT, TOS, EFA, VEA

Today

63.2%most shared, EFA and VEA

VTTOSEFAVEA

VT—8.2%17.5%23.3%

TOS8.2%—0.0%0.0%

EFA17.5%0.0%—63.2%

VEA23.3%0.0%63.2%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+14.8%VEA, at 18.1% volatility

VTWorst drop−9.7%14.7% vol

EFAWorst drop−11.4%16.3% vol

VEAWorst drop−11.6%18.1% vol

TOSWorst drop[…][…]

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

EFAVEA

+7.8%Year to date+9.7%

3.3%Yield2.5%

+11.9%Past year+14.8%

0.32%Fee0.03%

3–1VEA wins

End-of-day Nov 6, 2026

Popular Pairs Near These Four

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$189B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026