Compare · 3 funds side by side · dividends reinvested

VT, TPIF and IEFA

VTVanguard×TPIFTimothy Plan×IEFAiShares×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$15,957VT · best of the three

02 / 04

VT, TPIF and IEFA, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Total World Stock ETFInternational · Global0.06%1.55%+11.3%+14.3%+20.9%+9.8%−9.7%14.9%$81.8B1.6

Timothy Plan International ETFInternational · Ex-US broad0.62%2.65%+11.7%+16.3%+20.2%+8.1%−10.2%15.3%$269M2.0

iShares Core MSCI EAFE ETFInternational · Developed0.07%3.36%+11.1%+15.8%+18.9%+8.3%−11.5%16.5%$187B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: VT 2008 · TPIF 2019 · IEFA 2012

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Total World Stock ETF · $81.8B$15,957

TPIF

Timothy Plan International ETF · $269M$14,786

$10,000 five years ago, dividends reinvested · they hold 11.5% in common

VTMeasureTPIF

+11.3%Year to dateJan 1 → Nov 9+11.7%

+14.3%1 yearTotal return+16.3%

+20.9%3 years · per year$10,000 became $17,661 · $17,388+20.2%

+9.8%5 years · per year$10,000 became $15,957 · $14,786+8.1%

0.06%Expense ratio$6 · $62 a year on $10k · lower is better0.62%

1.55%Trailing 12-mo yield$155 · $265 a year on $10k2.65%

−9.7%Worst dropSmaller is better−10.2%

14.9%VolatilityLower is calmer15.3%

VTTPIF Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3VT wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VT vs TPIF: Top 5 Holdings

Today

15.6%in top 5

TPIF

in top 53.1%

VTStockTPIF

4.5%NVDAnot top 5

4.1%AAPLnot top 5

3.2%MSFTnot top 5

2.0%AMZNnot top 5

1.7%GOOGLnot top 5

not top 50002.HK0.7%

not top 5FTS.TO0.6%

not top 5EMA.TO0.6%

not top 5H.TO0.6%

not top 50006.HK0.5%

Held in common11.5%

End-of-day Nov 9, 2026 · share of each fund

VT vs TPIF Returns, Every Period

VanguardVT

+9.8%

5 years, per year

TPIFTimothy Plan

+8.1%

5 years, per year

VTTPIFFaded: behind in that period

2–2Level

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

VT vs IEFA

YTD

VanguardVT

+11.3%

IEFAiShares

+11.1%

+11.3%Year to date+11.1%

−9.7%Worst drop · 1Y−11.5%

14.9%Volatility · 1Y16.5%

1.6%Yield3.4%

$81.8BAssets$187B

3–1VT wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VT, TPIF, IEFA

Today

0.06%lowest, VT

FundExpense ratioFee$10k

VT0.06%$6

IEFA0.07%$7

TPIF0.62%$62

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: VT, TPIF, IEFA

3.36%highest, IEFA

FundTrailing yieldYield$10k

IEFA3.36%$336

TPIF2.65%$265

VT1.55%$155

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$329most kept, IEFA

IEFA$336 − $7 = $329

TPIF$265 − $62 = $203

VT$155 − $6 = $149

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: VT, TPIF, IEFA

Today

35.8%most shared, TPIF and IEFA

VTTPIFIEFA

VT—11.5%17.9%

TPIF11.5%—35.8%

IEFA17.9%35.8%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+16.3%TPIF, at 15.3% volatility

VTWorst drop−9.7%14.9% vol

TPIFWorst drop−10.2%15.3% vol

IEFAWorst drop−11.5%16.5% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

IEFATPIF

+11.1%Year to date+11.7%

3.4%Yield2.6%

+15.8%Past year+16.3%

0.07%Fee0.62%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Three

VEA vs IEFA

YTD

VanguardVEA

+12.9%

IEFAiShares

+11.1%

+12.9%Year to date+11.1%

2.4%Yield3.4%

$232BAssets$187B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026