Compare · 4 funds side by side · dividends reinvested

VT, TPIF, VXUS and IEMG

VTVanguard×TPIFTimothy Plan×VXUSVanguard×IEMGiShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$15,957VT · best of the four

02 / 04

VT, TPIF, VXUS and IEMG, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Timothy Plan International ETFInternational · Ex-US broad0.62%2.65%+11.7%+16.3%+20.2%+8.1%−10.2%15.3%$269M1.9

Vanguard Total World Stock ETFInternational · Global0.06%1.55%+11.3%+14.3%+20.9%+9.8%−9.7%14.9%$81.8B2.0

Vanguard Total International Stock ETFInternational · Ex-US broad0.05%2.39%+11.1%+15.3%+19.5%+8.1%−11.3%17.9%$163B2.9

iShares Core MSCI Emerging Markets ETFInternational · Emerging0.09%2.42%+11.4%+12.8%+19.8%+6.4%−17.8%25.7%$146B3.3

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: VT 2008 · TPIF 2019 · VXUS 2011 · IEMG 2012

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Total World Stock ETF · $81.8B$15,957

TPIF

Timothy Plan International ETF · $269M$14,786

$10,000 five years ago, dividends reinvested · they hold 11.5% in common

VTMeasureTPIF

+11.3%Year to dateJan 1 → Nov 9+11.7%

+14.3%1 yearTotal return+16.3%

+20.9%3 years · per year$10,000 became $17,661 · $17,388+20.2%

+9.8%5 years · per year$10,000 became $15,957 · $14,786+8.1%

0.06%Expense ratio$6 · $62 a year on $10k · lower is better0.62%

1.55%Trailing 12-mo yield$155 · $265 a year on $10k2.65%

−9.7%Worst dropSmaller is better−10.2%

14.9%VolatilityLower is calmer15.3%

VTTPIF Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3VT wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VT vs TPIF: Top 5 Holdings

Today

15.6%in top 5

TPIF

in top 53.1%

VTStockTPIF

4.5%NVDAnot top 5

4.1%AAPLnot top 5

3.2%MSFTnot top 5

2.0%AMZNnot top 5

1.7%GOOGLnot top 5

not top 50002.HK0.7%

not top 5FTS.TO0.6%

not top 5EMA.TO0.6%

not top 5H.TO0.6%

not top 50006.HK0.5%

Held in common11.5%

End-of-day Nov 9, 2026 · share of each fund

VT vs TPIF Returns, Every Period

VanguardVT

+9.8%

5 years, per year

TPIFTimothy Plan

+8.1%

5 years, per year

VTTPIFFaded: behind in that period

2–2Level

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

VT vs TPIF

YTD

VanguardVT

+11.3%

TPIFTimothy Plan

+11.7%

+11.3%Year to date+11.7%

−9.7%Worst drop · 1Y−10.2%

14.9%Volatility · 1Y15.3%

1.6%Yield2.6%

$81.8BAssets$269M

2–2level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VT, TPIF, VXUS, IEMG

Today

0.05%lowest, VXUS

FundExpense ratioFee$10k

VXUS0.05%$5

VT0.06%$6

IEMG0.09%$9

TPIF0.62%$62

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: VT, TPIF, VXUS, IEMG

2.65%highest, TPIF

FundTrailing yieldYield$10k

TPIF2.65%$265

IEMG2.42%$242

VXUS2.39%$239

VT1.55%$155

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$234most kept, VXUS

VXUS$239 − $5 = $234

IEMG$242 − $9 = $233

TPIF$265 − $62 = $203

VT$155 − $6 = $149

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: VT, TPIF, VXUS, IEMG

Today

29.9%most shared, VT and VXUS

VTTPIFVXUSIEMG

VT—11.5%29.9%8.5%

TPIF11.5%—26.7%2.9%

VXUS29.9%26.7%—24.9%

IEMG8.5%2.9%24.9%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+16.3%TPIF, at 15.3% volatility

VTWorst drop−9.7%14.9% vol

TPIFWorst drop−10.2%15.3% vol

VXUSWorst drop−11.3%17.9% vol

IEMGWorst drop−17.8%25.7% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

TPIFIEMG

+11.7%Year to date+11.4%

2.6%Yield2.4%

+16.3%Past year+12.8%

0.62%Fee0.09%

3–1TPIF wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

VXUS vs IXUS

YTD

VanguardVXUS

+11.1%

IXUSiShares

+11.5%

+11.1%Year to date+11.5%

2.4%Yield3.0%

$163BAssets$58.0B

2–0IXUS wins

End-of-day Nov 9, 2026

VWO vs IEMG

YTD

VanguardVWO

+5.6%

IEMGiShares

+11.4%

+5.6%Year to date+11.4%

2.2%Yield2.4%

$125BAssets$146B

2–0IEMG wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026