Compare · 3 funds side by side · dividends reinvested

VTEC, SCHD and BND

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,375SCHD · best of the three

02 / 04

VTEC, SCHD and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard California Tax-Exempt Bond ETFBonds & Cash · Municipal0.06%3.18%+0.1%+0.6%[…][…]−6.4%3.4%$3.6B1.8

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.98%+32.3%+38.7%+20.3%+10.4%−6.9%11.7%$123B1.9

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.1%+0.4%+5.6%−0.0%−4.5%4.0%$161B1.9

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: VTEC 2024 · SCHD 2011 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard California Tax-Exempt Bond ETF · $3.6B[…]

VTEC

BND

Vanguard Total Bond Market ETF · $161B$9,983

$10,000 five years ago, dividends reinvested

VTECMeasureBND

+0.1%Year to dateJan 1 → Nov 5+0.1%

+0.6%1 yearTotal return+0.4%

[…]3 years · per year$10,000 became […] · $11,761+5.6%

[…]5 years · per year$10,000 became […] · $9,983−0.0%

0.06%Expense ratio$6 · $3 a year on $10k · lower is better0.03%

3.18%Trailing 12-mo yield$318 · $412 a year on $10k4.12%

−6.4%Worst dropSmaller is better−4.5%

3.4%VolatilityLower is calmer4.0%

VTECBND Winner of the row, in its colourEach row: the bigger of the two fills its side

2–3BND wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VTEC vs BND: Top 5 Holdings

Today

VTEC

[…]in top 5

BND

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

VTEC vs BND Returns, Every Period

VanguardVTEC

+0.6%

past year

BNDVanguard

+0.4%

past year

VTECBNDFaded: behind in that period

1–0VTEC wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

VTEC vs BND

YTD

VanguardVTEC

+0.1%

BNDVanguard

+0.1%

+0.1%Year to date+0.1%

−6.4%Worst drop · 1Y−4.5%

3.4%Volatility · 1Y4.0%

3.2%Yield4.1%

$3.6BAssets$161B

2–1BND wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VTEC, SCHD, BND

Today

0.03%lowest, BND

FundExpense ratioFee$10k

BND0.03%$3

VTEC0.06%$6

SCHD0.06%$6

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: VTEC, SCHD, BND

4.12%highest, BND

FundTrailing yieldYield$10k

BND4.12%$412

VTEC3.18%$318

SCHD2.98%$298

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$409most kept, BND

BND$412 − $3 = $409

VTEC$318 − $6 = $312

SCHD$298 − $6 = $292

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: VTEC, SCHD, BND

Today

[…]holdings […]

VTECSCHDBND

VTEC—[…][…]

SCHD[…]—[…]

BND[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+38.7%SCHD, at 11.7% volatility

VTECWorst drop−6.4%3.4% vol

BNDWorst drop−4.5%4.0% vol

SCHDWorst drop−6.9%11.7% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

BNDSCHD

+0.1%Year to date+32.3%

4.1%Yield3.0%

+0.4%Past year+38.7%

0.03%Fee0.06%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.1%

+0.1%Year to date+0.1%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026