Compare · 2 funds side by side · dividends reinvested

VTEL and MMMA

VTELVanguard×MMMANY Life Investments×
$9VTEL$40MMMA0.09%VTEL · $9 a year on $10kMMMA · $40 a yearStory of the two · CostLowest cost
01 / 02

VTEL and MMMA, Ranked

Today
FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank
Vanguard Municipal Bond Funds - Vanguard Long-Term Tax-Exempt Bond ETFBonds & Cash · Municipal0.09%3.94%−0.5%−0.1%[…][…]−8.6%4.7%$417M1.2
NYLI MacKay Muni Allocation ETFBonds & Cash · Municipal0.40%3.74%+2.6%[…][…][…][…][…]$59M1.7
Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best
End-of-day Nov 4, 2026 · returns include dividends · since: VTEL 2025 · MMMA 2025
@TheETFTracker·theetftracker.com

Head to Head

5Y
Vanguard Municipal Bond Funds - Vanguard Long-Term Tax-Exempt Bond ETF · $417M[…]
VTEL
MMMA
NYLI MacKay Muni Allocation ETF · $59M[…]

$10,000 five years ago, dividends reinvested

VTELMeasureMMMA
−0.5%Year to dateJan 1 → Nov 4+2.6%
−0.1%1 yearTotal return[…]
[…]3 years · per year[…]
[…]5 years · per year[…]
0.09%Expense ratio$9 · $40 a year on $10k · lower is better0.40%
3.94%Trailing 12-mo yield$394 · $374 a year on $10k3.74%
−8.6%Worst dropSmaller is better[…]
4.7%VolatilityLower is calmer[…]
VTELMMMA Winner of the row, in its colourEach row: the bigger of the two fills its side
2–1VTEL wins
End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns
@TheETFTracker·theetftracker.com

More Ways to See the Pairs

VTEL vs MMMA: Top 5 Holdings

Today
[…]in top 5
MMMA
in top 50.2%
VTELStockMMMA
not top 5CASH0.2%
Held in common[…]
End-of-day Nov 4, 2026 · share of each fund
@TheETFTracker·theetftracker.com

VTEL vs MMMA Returns, Every Period

1Y
VanguardVTEL
−0.1%
past year
MMMANY Life Investments
[…]
past year
−5%0%+5%−0.5%+2.6%YTD
VTELMMMAFaded: behind in that period
0–1MMMA wins
End-of-day Nov 4, 2026 · dividends in · faded = behind in that period
@TheETFTracker·theetftracker.com

VTEL vs MMMA

YTD
VanguardVTEL
−0.5%
MMMANY Life Investments
+2.6%
Jan 1Nov 4−0.5%+2.6%
−0.5%Year to date+2.6%
−8.6%Worst drop · 1Y[…]
4.7%Volatility · 1Y[…]
3.9%Yield3.7%
$417MAssets$59.3M
1–1level
End-of-day Nov 4, 2026 · smaller drop and lower volatility win
@TheETFTracker·theetftracker.com

Cost, Income and Risk

Fees: VTEL, MMMA

Today
0.09%lowest, VTEL
FundExpense ratioFee$10k
VTEL0.09%$9
MMMA0.40%$40
End-of-day Nov 4, 2026 · fee on $10,000 a year
@TheETFTracker·theetftracker.com

Yields: VTEL, MMMA

1Y
3.94%highest, VTEL
FundTrailing yieldYield$10k
VTEL3.94%$394
MMMA3.74%$374
End-of-day Nov 4, 2026 · trailing 12-month yield
@TheETFTracker·theetftracker.com

Income After Fees on $10,000

1Y
$385most kept, VTEL
VTEL$394 − $9 = $385
MMMA$374 − $40 = $334
KeptFee
End-of-day Nov 4, 2026 · yield in dollars minus the fee
@TheETFTracker·theetftracker.com

Overlap: VTEL, MMMA

Today
[…]holdings […]
VTELMMMA
VTEL—[…]
MMMA[…]—
End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus
@TheETFTracker·theetftracker.com

Return vs Bumpiness: 2 ETFs

1Y
−0.1%VTEL, at 4.7% volatility
−0.5%0%+0.5%+1%+1.5%3%4%5%6%Volatility · 1 year → bumpierVTEL −0.1%
VTELWorst drop−8.6%4.7% vol
MMMAWorst drop[…][…]
End-of-day Nov 4, 2026 · up and left is better
@TheETFTracker·theetftracker.com

Paid More vs Made More

YTD
Jan 1Nov 4−0.5%+2.6%
−0.5%Year to date+2.6%
3.9%Yield3.7%
−0.1%Past year[…]
0.09%Fee0.40%
2–1VTEL wins
End-of-day Nov 4, 2026
@TheETFTracker·theetftracker.com

Popular Pairs Near These Two

SCHD vs VIG

YTD
SchwabSCHD
+35.3%
VIGVanguard
+16.4%
Jan 1Nov 4+35.3%+16.4%
+35.3%Year to date+16.4%
2.9%Yield1.4%
$121BAssets$109B
2–0SCHD wins
End-of-day Nov 4, 2026
@TheETFTracker·theetftracker.com

JEPQ vs JEPI

YTD
J.P. MorganJEPQ
+8.5%
JEPIJ.P. Morgan
+8.8%
Jan 1Nov 4+8.5%+8.8%
+8.5%Year to date+8.8%
12.2%Yield7.8%
$41.8BAssets$46.0B
1–1level
End-of-day Nov 4, 2026
@TheETFTracker·theetftracker.com

SPYM vs SPY

YTD
SPDRSPYM
+13.4%
SPYSPDR
+13.3%
Jan 1Nov 4+13.4%+13.3%
+13.4%Year to date+13.3%
1.0%Yield1.0%
$185BAssets$798B
1–0SPYM wins
End-of-day Nov 4, 2026
@TheETFTracker·theetftracker.com