Compare · 3 funds side by side · dividends reinvested

VTEL, SUB and SGOV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,090SGOV · best of the three

02 / 04

VTEL, SUB and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.3

iShares Short-Term National Muni Bond ETFBonds & Cash · Municipal0.07%2.57%+1.6%+2.5%+3.4%+1.7%−1.9%1.4%$13.4B2.0

Vanguard Municipal Bond Funds - Vanguard Long-Term Tax-Exempt Bond ETFBonds & Cash · Municipal0.09%3.91%+0.3%+0.8%[…][…]−8.6%4.7%$417M2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: VTEL 2025 · SUB 2008 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Municipal Bond Funds - Vanguard Long-Term Tax-Exempt Bond ETF · $417M[…]

VTEL

SGOV

iShares 0-3 Month Treasury Bond ETF · $117B$12,090

$10,000 five years ago, dividends reinvested

VTELMeasureSGOV

+0.3%Year to dateJan 1 → Nov 6+3.2%

+0.8%1 yearTotal return+3.8%

[…]3 years · per year$10,000 became […] · $11,419+4.5%

[…]5 years · per year$10,000 became […] · $12,090+3.9%

0.09%Expense ratio$9 · $9 a year on $10k · lower is better0.09%

3.91%Trailing 12-mo yield$391 · $363 a year on $10k3.63%

−8.6%Worst dropSmaller is better0.0%

4.7%VolatilityLower is calmer0.2%

VTELSGOV Winner of the row, in its colourEach row: the bigger of the two fills its side

1–4SGOV wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VTEL vs SGOV: Top 5 Holdings

Today

VTEL

[…]in top 5

SGOV

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

VTEL vs SGOV Returns, Every Period

VanguardVTEL

+0.8%

past year

SGOViShares

+3.8%

past year

VTELSGOVFaded: behind in that period

0–2SGOV wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

VTEL vs SGOV

YTD

VanguardVTEL

+0.3%

SGOViShares

+3.2%

+0.3%Year to date+3.2%

−8.6%Worst drop · 1Y+0.0%

4.7%Volatility · 1Y0.2%

3.9%Yield3.6%

$417MAssets$117B

3–1SGOV wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VTEL, SUB, SGOV

Today

0.07%lowest, SUB

FundExpense ratioFee$10k

SUB0.07%$7

VTEL0.09%$9

SGOV0.09%$9

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: VTEL, SUB, SGOV

3.91%highest, VTEL

FundTrailing yieldYield$10k

VTEL3.91%$391

SGOV3.63%$363

SUB2.57%$257

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$382most kept, VTEL

VTEL$391 − $9 = $382

SGOV$363 − $9 = $354

SUB$257 − $7 = $250

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: VTEL, SUB, SGOV

Today

[…]holdings […]

VTELSUBSGOV

VTEL—[…][…]

SUB[…]—[…]

SGOV[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.8%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

SUBWorst drop−1.9%1.4% vol

VTELWorst drop−8.6%4.7% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VTELSGOV

+0.3%Year to date+3.2%

3.9%Yield3.6%

+0.8%Past year+3.8%

0.09%Fee0.09%

2–1SGOV wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026