Compare · 4 funds side by side · dividends reinvested

VTES, IUSB, SGOV and BNDX

VTESVanguard×IUSBiShares×SGOViShares×BNDXVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$12,091SGOV · best of the four

02 / 04

VTES, IUSB, SGOV and BNDX, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.8

Vanguard Short-Term Tax-Exempt Bond ETFBonds & Cash · Municipal0.05%2.66%+1.4%+2.0%+3.6%[…]−3.0%1.8%$3.6B2.4

Vanguard Total International Bond ETFBonds & Cash · International0.07%4.63%+1.0%+0.5%+4.4%+0.5%−3.2%3.8%$82.9B2.6

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.33%+0.1%+0.5%+5.4%+0.3%−4.3%3.9%$50.4B3.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: VTES 2023 · IUSB 2014 · SGOV 2020 · BNDX 2013

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Short-Term Tax-Exempt Bond ETF · $3.6B[…]

VTES

IUSB

iShares Core Universal USD Bond ETF · $50.4B$10,151

$10,000 five years ago, dividends reinvested

VTESMeasureIUSB

+1.4%Year to dateJan 1 → Nov 9+0.1%

+2.0%1 yearTotal return+0.5%

+3.6%3 years · per year$10,000 became $11,116 · $11,705+5.4%

[…]5 years · per year$10,000 became […] · $10,151+0.3%

0.05%Expense ratio$5 · $6 a year on $10k · lower is better0.06%

2.66%Trailing 12-mo yield$266 · $433 a year on $10k4.33%

−3.0%Worst dropSmaller is better−4.3%

1.8%VolatilityLower is calmer3.9%

VTESIUSB Winner of the row, in its colourEach row: the bigger of the two fills its side

5–2VTES wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VTES vs IUSB: Top 5 Holdings

Today

VTES

[…]in top 5

IUSB

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

VTES vs IUSB Returns, Every Period

VanguardVTES

+2.0%

past year

IUSBiShares

+0.5%

past year

VTESIUSBFaded: behind in that period

2–1VTES wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

VTES vs BNDX

YTD

VanguardVTES

+1.4%

BNDXVanguard

+1.0%

+1.4%Year to date+1.0%

−3.0%Worst drop · 1Y−3.2%

1.8%Volatility · 1Y3.8%

2.7%Yield4.6%

$3.6BAssets$82.9B

3–1VTES wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VTES, IUSB, SGOV, BNDX

Today

0.05%lowest, VTES

FundExpense ratioFee$10k

VTES0.05%$5

IUSB0.06%$6

BNDX0.07%$7

SGOV0.09%$9

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: VTES, IUSB, SGOV, BNDX

4.63%highest, BNDX

FundTrailing yieldYield$10k

BNDX4.63%$463

IUSB4.33%$433

SGOV3.63%$363

VTES2.66%$266

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$456most kept, BNDX

BNDX$463 − $7 = $456

IUSB$433 − $6 = $427

SGOV$363 − $9 = $354

VTES$266 − $5 = $261

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: VTES, IUSB, SGOV, BNDX

Today

[…]holdings […]

VTESIUSBSGOVBNDX

VTES—[…][…][…]

IUSB[…]—[…][…]

SGOV[…][…]—[…]

BNDX[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+3.8%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

VTESWorst drop−3.0%1.8% vol

BNDXWorst drop−3.2%3.8% vol

IUSBWorst drop−4.3%3.9% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

BNDXSGOV

+1.0%Year to date+3.2%

4.6%Yield3.6%

+0.5%Past year+3.8%

0.07%Fee0.09%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.1%

VIGVanguard

+14.8%

+33.1%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026