Compare VTES and MMMA

VTES and MMMA, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Short-Term Tax-Exempt Bond ETFBonds & Cash · Municipal0.05%2.67%+1.0%+1.6%+3.6%[…]−3.0%1.8%$3.6B1.3

NYLI MacKay Muni Allocation ETFBonds & Cash · Municipal0.40%3.75%+2.2%[…][…][…][…][…]$59M1.3

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: VTES 2023 · MMMA 2025

Head to Head

Swap sides Versus in desk

Head to Head

5Y

NYLI MacKay Muni Allocation ETF · $59M[…]

MMMA

VTES

Vanguard Short-Term Tax-Exempt Bond ETF · $3.6B[…]

$10,000 five years ago, dividends reinvested

MMMAMeasureVTES

+2.2%Year to dateJan 1 → Nov 3+1.0%

[…]1 yearTotal return+1.6%

[…]3 years · per year$10,000 became […] · $11,115+3.6%

[…]5 years · per year[…]

0.40%Expense ratio$40 · $5 a year on $10k · lower is better0.05%

3.75%Trailing 12-mo yield$375 · $267 a year on $10k2.67%

[…]Worst dropSmaller is better−3.0%

[…]VolatilityLower is calmer1.8%

MMMAVTES Winner of the row, in its colourEach row: the bigger of the two fills its side

2–1MMMA wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

MMMA vs VTES: Top 5 Holdings

Today

MMMA

-0.3%in top 5

VTES

in top 5[…]

MMMAStockVTES

-0.3%CASHnot top 5

Held in common[…]

End-of-day Nov 3, 2026 · share of each fund

MMMA vs VTES Returns, Every Period

1Y

NY Life InvestmentsMMMA

[…]

past year

VTESVanguard

+1.6%

past year

MMMAVTESFaded: behind in that period

1–0MMMA wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

MMMA vs VTES

YTD

NY Life InvestmentsMMMA

+2.2%

VTESVanguard

+1.0%

+2.2%Year to date+1.0%

[…]Worst drop · 1Y−3.0%

[…]Volatility · 1Y1.8%

3.8%Yield2.7%

$59.3MAssets$3.6B

2–0MMMA wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VTES, MMMA

Today

0.05%lowest, VTES

FundExpense ratioFee$10k

VTES0.05%$5

MMMA0.40%$40

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: VTES, MMMA

1Y

3.75%highest, MMMA

FundTrailing yieldYield$10k

MMMA3.75%$375

VTES2.67%$267

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

1Y

$335most kept, MMMA

MMMA$375 − $40 = $335

VTES$267 − $5 = $262

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: VTES, MMMA

Today

[…]holdings […]

VTESMMMA

VTES—[…]

MMMA[…]—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

1Y

+1.6%VTES, at 1.8% volatility

VTESWorst drop−3.0%1.8% vol

MMMAWorst drop[…][…]

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

MMMAVTES

+2.2%Year to date+1.0%

3.8%Yield2.7%

[…]Past year+1.6%

0.40%Fee0.05%

2–1MMMA wins

End-of-day Nov 3, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026