Compare · 3 funds side by side · dividends reinvested

VTES, SCHD and BND

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,375SCHD · best of the three

02 / 04

VTES, SCHD and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.98%+32.3%+38.7%+20.3%+10.4%−6.9%11.7%$123B1.9

Vanguard Short-Term Tax-Exempt Bond ETFBonds & Cash · Municipal0.05%2.66%+1.4%+2.0%+3.7%[…]−3.0%1.8%$3.6B2.0

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.1%+0.4%+5.6%−0.0%−4.5%4.0%$161B2.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: VTES 2023 · SCHD 2011 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Total Bond Market ETF · $161B$9,983

BND

SCHD

Schwab U.S. Dividend Equity ETF · $123B$16,375

$10,000 five years ago, dividends reinvested

BNDMeasureSCHD

+0.1%Year to dateJan 1 → Nov 5+32.3%

+0.4%1 yearTotal return+38.7%

+5.6%3 years · per year$10,000 became $11,761 · $17,414+20.3%

−0.0%5 years · per year$10,000 became $9,983 · $16,375+10.4%

0.03%Expense ratio$3 · $6 a year on $10k · lower is better0.06%

4.12%Trailing 12-mo yield$412 · $298 a year on $10k2.98%

−4.5%Worst dropSmaller is better−6.9%

4.0%VolatilityLower is calmer11.7%

BNDSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

BND vs SCHD: Top 5 Holdings

Today

BND

[…]in top 5

SCHD

in top 521.7%

BNDStockSCHD

not top 5TXN4.7%

not top 5PG4.4%

not top 5HD4.3%

not top 5KO4.2%

not top 5AMGN4.2%

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

BND vs SCHD Returns, Every Period

VanguardBND

−0.0%

5 years, per year

SCHDSchwab

+10.4%

5 years, per year

BNDSCHDFaded: behind in that period

0–4SCHD wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Bonds vs Income: BND vs SCHD

YTD

VanguardBND

+0.1%

SCHDSchwab

+32.3%

+0.1%Year to date+32.3%

−4.5%Worst drop · 1Y−6.9%

4.0%Volatility · 1Y11.7%

4.1%Yield3.0%

$161BAssets$123B

3–1BND wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VTES, SCHD, BND

Today

0.03%lowest, BND

FundExpense ratioFee$10k

BND0.03%$3

VTES0.05%$5

SCHD0.06%$6

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: VTES, SCHD, BND

4.12%highest, BND

FundTrailing yieldYield$10k

BND4.12%$412

SCHD2.98%$298

VTES2.66%$266

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$409most kept, BND

BND$412 − $3 = $409

SCHD$298 − $6 = $292

VTES$266 − $5 = $261

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: VTES, SCHD, BND

Today

[…]holdings […]

VTESSCHDBND

VTES—[…][…]

SCHD[…]—[…]

BND[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+38.7%SCHD, at 11.7% volatility

VTESWorst drop−3.0%1.8% vol

BNDWorst drop−4.5%4.0% vol

SCHDWorst drop−6.9%11.7% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

BNDSCHD

+0.1%Year to date+32.3%

4.1%Yield3.0%

+0.4%Past year+38.7%

0.03%Fee0.06%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.1%

+0.1%Year to date+0.1%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026