Compare · 3 funds side by side · dividends reinvested

VTES, SCHD and SGOV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,881SCHD · best of the three

02 / 04

VTES, SCHD and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.91%+35.3%+41.6%+21.4%+11.0%−6.9%11.5%$123B1.8

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.1%+3.7%+4.5%+3.9%0.0%0.2%$117B1.8

Vanguard Short-Term Tax-Exempt Bond ETFBonds & Cash · Municipal0.05%2.67%+1.2%+1.9%+3.7%[…]−3.0%1.8%$3.6B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: VTES 2023 · SCHD 2011 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Short-Term Tax-Exempt Bond ETF · $3.6B[…]

VTES

SCHD

Schwab U.S. Dividend Equity ETF · $123B$16,881

$10,000 five years ago, dividends reinvested

VTESMeasureSCHD

+1.2%Year to dateJan 1 → Nov 4+35.3%

+1.9%1 yearTotal return+41.6%

+3.7%3 years · per year$10,000 became $11,140 · $17,908+21.4%

[…]5 years · per year$10,000 became […] · $16,881+11.0%

0.05%Expense ratio$5 · $6 a year on $10k · lower is better0.06%

2.67%Trailing 12-mo yield$267 · $291 a year on $10k2.91%

−3.0%Worst dropSmaller is better−6.9%

1.8%VolatilityLower is calmer11.5%

VTESSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4SCHD wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VTES vs SCHD: Top 5 Holdings

Today

VTES

[…]in top 5

SCHD

in top 521.6%

VTESStockSCHD

not top 5TXN4.8%

not top 5PG4.3%

not top 5KO4.2%

not top 5CVX4.2%

not top 5COP4.1%

Held in common[…]

End-of-day Nov 4, 2026 · share of each fund

VTES vs SCHD Returns, Every Period

VanguardVTES

+1.9%

past year

SCHDSchwab

+41.6%

past year

VTESSCHDFaded: behind in that period

0–3SCHD wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

VTES vs SGOV

YTD

VanguardVTES

+1.2%

SGOViShares

+3.1%

+1.2%Year to date+3.1%

−3.0%Worst drop · 1Y+0.0%

1.8%Volatility · 1Y0.2%

2.7%Yield3.6%

$3.6BAssets$117B

4–0SGOV wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VTES, SCHD, SGOV

Today

0.05%lowest, VTES

FundExpense ratioFee$10k

VTES0.05%$5

SCHD0.06%$6

SGOV0.09%$9

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: VTES, SCHD, SGOV

3.63%highest, SGOV

FundTrailing yieldYield$10k

SGOV3.63%$363

SCHD2.91%$291

VTES2.67%$267

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$354most kept, SGOV

SGOV$363 − $9 = $354

SCHD$291 − $6 = $285

VTES$267 − $5 = $262

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: VTES, SCHD, SGOV

Today

[…]holdings […]

VTESSCHDSGOV

VTES—[…][…]

SCHD[…]—[…]

SGOV[…][…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+41.6%SCHD, at 11.5% volatility

SGOVWorst drop0.0%0.2% vol

VTESWorst drop−3.0%1.8% vol

SCHDWorst drop−6.9%11.5% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

SGOVSCHD

+3.1%Year to date+35.3%

3.6%Yield2.9%

+3.7%Past year+41.6%

0.09%Fee0.06%

3–1SCHD wins

End-of-day Nov 4, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026