Compare · 3 funds side by side · dividends reinvested

VTES, SGOV and SCHD

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,459SCHD · best of the three

02 / 04

VTES, SGOV and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.8

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.96%+33.2%+39.1%+19.6%+10.5%−6.9%11.8%$120B1.8

Vanguard Short-Term Tax-Exempt Bond ETFBonds & Cash · Municipal0.05%2.66%+1.4%+2.0%+3.6%[…]−3.0%1.8%$3.6B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: VTES 2023 · SGOV 2020 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Short-Term Tax-Exempt Bond ETF · $3.6B[…]

VTES

SGOV

iShares 0-3 Month Treasury Bond ETF · $117B$12,091

$10,000 five years ago, dividends reinvested

VTESMeasureSGOV

+1.4%Year to dateJan 1 → Nov 9+3.2%

+2.0%1 yearTotal return+3.8%

+3.6%3 years · per year$10,000 became $11,116 · $11,417+4.5%

[…]5 years · per year$10,000 became […] · $12,091+3.9%

0.05%Expense ratio$5 · $9 a year on $10k · lower is better0.09%

2.66%Trailing 12-mo yield$266 · $363 a year on $10k3.63%

−3.0%Worst dropSmaller is better0.0%

1.8%VolatilityLower is calmer0.2%

VTESSGOV Winner of the row, in its colourEach row: the bigger of the two fills its side

1–6SGOV wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VTES vs SGOV: Top 5 Holdings

Today

VTES

[…]in top 5

SGOV

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

VTES vs SGOV Returns, Every Period

VanguardVTES

+2.0%

past year

SGOViShares

+3.8%

past year

VTESSGOVFaded: behind in that period

0–3SGOV wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

VTES vs SGOV

YTD

VanguardVTES

+1.4%

SGOViShares

+3.2%

+1.4%Year to date+3.2%

−3.0%Worst drop · 1Y+0.0%

1.8%Volatility · 1Y0.2%

2.7%Yield3.6%

$3.6BAssets$117B

4–0SGOV wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VTES, SGOV, SCHD

Today

0.05%lowest, VTES

FundExpense ratioFee$10k

VTES0.05%$5

SCHD0.06%$6

SGOV0.09%$9

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: VTES, SGOV, SCHD

3.63%highest, SGOV

FundTrailing yieldYield$10k

SGOV3.63%$363

SCHD2.96%$296

VTES2.66%$266

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$354most kept, SGOV

SGOV$363 − $9 = $354

SCHD$296 − $6 = $290

VTES$266 − $5 = $261

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: VTES, SGOV, SCHD

Today

[…]holdings […]

VTESSGOVSCHD

VTES—[…][…]

SGOV[…]—[…]

SCHD[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+39.1%SCHD, at 11.8% volatility

SGOVWorst drop0.0%0.2% vol

VTESWorst drop−3.0%1.8% vol

SCHDWorst drop−6.9%11.8% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

SGOVSCHD

+3.2%Year to date+33.2%

3.6%Yield3.0%

+3.8%Past year+39.1%

0.09%Fee0.06%

3–1SCHD wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026