Compare · 3 funds side by side · dividends reinvested

VTES, SPY and IVV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,151IVV · best of the three

02 / 04

VTES, SPY and IVV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.14%+8.4%+9.7%+22.1%+11.4%−8.9%13.6%$887B1.6

Vanguard Short-Term Tax-Exempt Bond ETFBonds & Cash · Municipal0.05%2.66%+1.4%+2.0%+3.7%[…]−3.0%1.8%$3.6B2.0

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.3%+9.7%+22.0%+11.3%−8.9%13.6%$805B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: VTES 2023 · SPY 1993 · IVV 2000

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Short-Term Tax-Exempt Bond ETF · $3.6B[…]

VTES

SPY

State Street SPDR S&P 500 ETF · $805B$17,099

$10,000 five years ago, dividends reinvested

VTESMeasureSPY

+1.4%Year to dateJan 1 → Nov 5+8.3%

+2.0%1 yearTotal return+9.7%

+3.7%3 years · per year$10,000 became $11,151 · $18,174+22.0%

[…]5 years · per year$10,000 became […] · $17,099+11.3%

0.05%Expense ratio$5 · $9 a year on $10k · lower is better0.09%

2.66%Trailing 12-mo yield$266 · $103 a year on $10k1.03%

−3.0%Worst dropSmaller is better−8.9%

1.8%VolatilityLower is calmer13.6%

VTESSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3VTES wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VTES vs SPY: Top 5 Holdings

Today

VTES

[…]in top 5

SPY

in top 527.7%

VTESStockSPY

not top 5AAPL7.7%

not top 5NVDA7.3%

not top 5MSFT6.2%

not top 5AMZN3.9%

not top 5GOOGL2.6%

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

VTES vs SPY Returns, Every Period

VanguardVTES

+2.0%

past year

SPYSPDR

+9.7%

past year

VTESSPYFaded: behind in that period

0–3SPY wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Bonds vs Core: VTES vs IVV

YTD

VanguardVTES

+1.4%

IVViShares

+8.4%

+1.4%Year to date+8.4%

−3.0%Worst drop · 1Y−8.9%

1.8%Volatility · 1Y13.6%

2.7%Yield1.1%

$3.6BAssets$887B

3–1VTES wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VTES, SPY, IVV

Today

0.03%lowest, IVV

FundExpense ratioFee$10k

IVV0.03%$3

VTES0.05%$5

SPY0.09%$9

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: VTES, SPY, IVV

2.66%highest, VTES

FundTrailing yieldYield$10k

VTES2.66%$266

IVV1.14%$114

SPY1.03%$103

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$261most kept, VTES

VTES$266 − $5 = $261

IVV$114 − $3 = $111

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: VTES, SPY, IVV

Today

99.9%most shared, SPY and IVV

VTESSPYIVV

VTES—[…][…]

SPY[…]—99.9%

IVV[…]99.9%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.7%IVV, at 13.6% volatility

VTESWorst drop−3.0%1.8% vol

SPYWorst drop−8.9%13.6% vol

IVVWorst drop−8.9%13.6% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VTESIVV

+1.4%Year to date+8.4%

2.7%Yield1.1%

+2.0%Past year+9.7%

0.05%Fee0.03%

3–1IVV wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$887B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026