Compare · 3 funds side by side · dividends reinvested

VTES, VCIT and SCHD

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,454SCHD · best of the three

02 / 04

VTES, VCIT and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.96%+33.1%+39.1%+19.6%+10.5%−6.9%11.8%$120B1.9

Vanguard Short-Term Tax-Exempt Bond ETFBonds & Cash · Municipal0.05%2.66%+1.4%+2.0%+3.6%[…]−3.0%1.8%$3.6B2.0

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B2.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: VTES 2023 · VCIT 2009 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,510

VCIT

SCHD

Schwab U.S. Dividend Equity ETF · $120B$16,454

$10,000 five years ago, dividends reinvested

VCITMeasureSCHD

−0.7%Year to dateJan 1 → Nov 9+33.1%

+0.0%1 yearTotal return+39.1%

+6.6%3 years · per year$10,000 became $12,129 · $17,118+19.6%

+1.0%5 years · per year$10,000 became $10,510 · $16,454+10.5%

0.03%Expense ratio$3 · $6 a year on $10k · lower is better0.06%

5.02%Trailing 12-mo yield$502 · $296 a year on $10k2.96%

−4.9%Worst dropSmaller is better−6.9%

4.5%VolatilityLower is calmer11.8%

VCITSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VCIT vs SCHD: Top 5 Holdings

Today

VCIT

[…]in top 5

SCHD

in top 521.4%

VCITStockSCHD

not top 5PG4.5%

not top 5HD4.3%

not top 5TXN4.3%

not top 5KO4.3%

not top 5AMGN4.1%

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

VCIT vs SCHD Returns, Every Period

VanguardVCIT

+1.0%

5 years, per year

SCHDSchwab

+10.5%

5 years, per year

VCITSCHDFaded: behind in that period

0–4SCHD wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Bonds vs Income: VCIT vs SCHD

YTD

VanguardVCIT

−0.7%

SCHDSchwab

+33.1%

−0.7%Year to date+33.1%

−4.9%Worst drop · 1Y−6.9%

4.5%Volatility · 1Y11.8%

5.0%Yield3.0%

$66.6BAssets$120B

3–1VCIT wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VTES, VCIT, SCHD

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

VTES0.05%$5

SCHD0.06%$6

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: VTES, VCIT, SCHD

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

SCHD2.96%$296

VTES2.66%$266

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

SCHD$296 − $6 = $290

VTES$266 − $5 = $261

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: VTES, VCIT, SCHD

Today

[…]holdings […]

VTESVCITSCHD

VTES—[…][…]

VCIT[…]—[…]

SCHD[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+39.1%SCHD, at 11.8% volatility

VTESWorst drop−3.0%1.8% vol

VCITWorst drop−4.9%4.5% vol

SCHDWorst drop−6.9%11.8% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VCITSCHD

−0.7%Year to date+33.1%

5.0%Yield3.0%

+0.0%Past year+39.1%

0.03%Fee0.06%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+33.1%

VIGVanguard

+14.8%

+33.1%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026