Compare · 3 funds side by side · dividends reinvested

VTI, CGUI and SPYM

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,192SPYM · best of the three

02 / 04

VTI, CGUI and SPYM, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.05%+8.8%+9.8%+21.8%+11.4%−8.9%13.6%$182B1.8

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.09%+8.9%+9.9%+21.7%+10.4%−8.9%13.7%$689B2.0

Capital Group Ultra Short Income ETFBonds & Cash · Ultra-short0.18%3.82%+2.9%+3.8%[…][…]−0.2%0.9%$388M2.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: VTI 2001 · CGUI 2024 · SPYM 2005

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Morningstar Total Stock Market ETF · $689B$16,375

VTI

CGUI

Capital Group Ultra Short Income ETF · $388M[…]

$10,000 five years ago, dividends reinvested

VTIMeasureCGUI

+8.9%Year to dateJan 1 → Nov 6+2.9%

+9.9%1 yearTotal return+3.8%

+21.7%3 years · per year$10,000 became $18,004 · […][…]

+10.4%5 years · per year$10,000 became $16,375 · […][…]

0.03%Expense ratio$3 · $18 a year on $10k · lower is better0.18%

1.09%Trailing 12-mo yield$109 · $382 a year on $10k3.82%

−8.9%Worst dropSmaller is better−0.2%

13.7%VolatilityLower is calmer0.9%

VTICGUI Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VTI vs CGUI: Top 5 Holdings

Today

VTI

25.0%in top 5

CGUI

in top 5[…]

VTIStockCGUI

7.1%NVDAnot top 5

6.6%AAPLnot top 5

5.2%MSFTnot top 5

3.3%AMZNnot top 5

2.8%GOOGLnot top 5

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

VTI vs CGUI Returns, Every Period

VanguardVTI

+9.9%

past year

CGUICapital Group

+3.8%

past year

VTICGUIFaded: behind in that period

2–0VTI wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Core vs Bonds: VTI vs CGUI

YTD

VanguardVTI

+8.9%

CGUICapital Group

+2.9%

+8.9%Year to date+2.9%

−8.9%Worst drop · 1Y−0.2%

13.7%Volatility · 1Y0.9%

1.1%Yield3.8%

$689BAssets$388M

3–1CGUI wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VTI, CGUI, SPYM

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

VTI0.03%$3

CGUI0.18%$18

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: VTI, CGUI, SPYM

3.82%highest, CGUI

FundTrailing yieldYield$10k

CGUI3.82%$382

VTI1.09%$109

SPYM1.05%$105

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$364most kept, CGUI

CGUI$382 − $18 = $364

VTI$109 − $3 = $106

SPYM$105 − $2 = $103

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: VTI, CGUI, SPYM

Today

85.5%most shared, VTI and SPYM

VTICGUISPYM

VTI—[…]85.5%

CGUI[…]—[…]

SPYM85.5%[…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.9%VTI, at 13.7% volatility

CGUIWorst drop−0.2%0.9% vol

SPYMWorst drop−8.9%13.6% vol

VTIWorst drop−8.9%13.7% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

CGUIVTI

+2.9%Year to date+8.9%

3.8%Yield1.1%

+3.8%Past year+9.9%

0.18%Fee0.03%

3–1VTI wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026