Compare · 2 funds side by side · dividends reinvested

VTI and DECT

VTIVanguard×DECTAllianzIM×

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$16,332VTI · best of the two

02 / 04

VTI and DECT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.10%+8.4%+9.9%+21.9%+10.3%−8.9%13.7%$689B1.3

AllianzIM U.S. Equity Buffer10 Dec ETFDefined Outcome · Buffer0.74%0.00%+6.4%+8.8%+15.2%[…]−6.1%9.8%$36M1.7

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: VTI 2001 · DECT 2022

Head to Head

Swap sides Versus in desk

Head to Head

AllianzIM U.S. Equity Buffer10 Dec ETF · $36M[…]

DECT

VTI

Vanguard Morningstar Total Stock Market ETF · $689B$16,332

$10,000 five years ago, dividends reinvested

DECTMeasureVTI

+6.4%Year to dateJan 1 → Nov 5+8.4%

+8.8%1 yearTotal return+9.9%

+15.2%3 years · per year$10,000 became $15,270 · $18,113+21.9%

[…]5 years · per year$10,000 became […] · $16,332+10.3%

0.74%Expense ratio$74 · $3 a year on $10k · lower is better0.03%

0.00%Trailing 12-mo yield$0 · $110 a year on $10k1.10%

−6.1%Worst dropSmaller is better−8.9%

9.8%VolatilityLower is calmer13.7%

DECTVTI Winner of the row, in its colourEach row: the bigger of the two fills its side

2–5VTI wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

DECT vs VTI: Top 5 Holdings

Today

DECT

[…]in top 5

VTI

in top 525.0%

DECTStockVTI

not top 5NVDA7.1%

not top 5AAPL6.6%

not top 5MSFT5.2%

not top 5AMZN3.3%

not top 5GOOGL2.8%

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

DECT vs VTI Returns, Every Period

AllianzIMDECT

+8.8%

past year

VTIVanguard

+9.9%

past year

DECTVTIFaded: behind in that period

0–3VTI wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Defined Outcome vs Core: DECT vs VTI

YTD

AllianzIMDECT

+6.4%

VTIVanguard

+8.4%

+6.4%Year to date+8.4%

−6.1%Worst drop · 1Y−8.9%

9.8%Volatility · 1Y13.7%

0.0%Yield1.1%

$36.1MAssets$689B

2–2level

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VTI, DECT

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

DECT0.74%$74

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: VTI, DECT

1.10%highest, VTI

FundTrailing yieldYield$10k

VTI1.10%$110

DECT0.00%$0

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$107most kept, VTI

VTI$110 − $3 = $107

DECT$0 − $74 = −$74

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: VTI, DECT

Today

[…]holdings […]

VTIDECT

VTI—[…]

DECT[…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+9.9%VTI, at 13.7% volatility

DECTWorst drop−6.1%9.8% vol

VTIWorst drop−8.9%13.7% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VTIDECT

+8.4%Year to date+6.4%

1.1%Yield0.0%

+9.9%Past year+8.8%

0.03%Fee0.74%

4–0VTI wins

End-of-day Nov 5, 2026

Popular Pairs Near These Two

VTI vs ITOT

YTD

VanguardVTI

+8.4%

ITOTiShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$689BAssets$92.8B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026