Compare · 3 funds side by side · dividends reinvested

VTI, DFAS and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,118SPY · best of the three

02 / 04

VTI, DFAS and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.09%+8.9%+9.9%+21.7%+10.4%−8.9%13.7%$689B1.8

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.7%+9.7%+21.7%+11.3%−8.9%13.6%$819B1.9

Dimensional - US Small Cap ETFUS Stock Styles · Small cap0.30%1.03%+12.7%+15.9%+17.3%+6.8%−9.4%15.7%$33.8B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: VTI 2001 · DFAS 1992 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Morningstar Total Stock Market ETF · $689B$16,375

VTI

DFAS

Dimensional - US Small Cap ETF · $33.8B$13,927

$10,000 five years ago, dividends reinvested · they hold 7.0% in common

VTIMeasureDFAS

+8.9%Year to dateJan 1 → Nov 6+12.7%

+9.9%1 yearTotal return+15.9%

+21.7%3 years · per year$10,000 became $18,004 · $16,130+17.3%

+10.4%5 years · per year$10,000 became $16,375 · $13,927+6.8%

0.03%Expense ratio$3 · $30 a year on $10k · lower is better0.30%

1.09%Trailing 12-mo yield$109 · $103 a year on $10k1.03%

−8.9%Worst dropSmaller is better−9.4%

13.7%VolatilityLower is calmer15.7%

VTIDFAS Winner of the row, in its colourEach row: the bigger of the two fills its side

6–2VTI wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VTI vs DFAS: Top 5 Holdings

Today

VTI

25.0%in top 5

DFAS

in top 51.3%

VTIStockDFAS

7.1%NVDAnot top 5

6.6%AAPLnot top 5

5.2%MSFTnot top 5

3.3%AMZNnot top 5

2.8%GOOGLnot top 5

not top 5SWKS0.3%

not top 5CCK0.3%

not top 5SJM0.3%

not top 5BJ0.3%

not top 5UMBF0.2%

Held in common7.0%

End-of-day Nov 6, 2026 · share of each fund

VTI vs DFAS Returns, Every Period

VanguardVTI

+10.4%

5 years, per year

DFASDimensional

+6.8%

5 years, per year

VTIDFASFaded: behind in that period

2–2Level

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Core vs Stocks: VTI vs DFAS

YTD

VanguardVTI

+8.9%

DFASDimensional

+12.7%

+8.9%Year to date+12.7%

−8.9%Worst drop · 1Y−9.4%

13.7%Volatility · 1Y15.7%

1.1%Yield1.0%

$689BAssets$33.8B

3–1VTI wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VTI, DFAS, SPY

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

SPY0.09%$9

DFAS0.30%$30

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: VTI, DFAS, SPY

1.09%highest, VTI

FundTrailing yieldYield$10k

VTI1.09%$109

DFAS1.03%$103

SPY1.03%$103

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$106most kept, VTI

VTI$109 − $3 = $106

SPY$103 − $9 = $94

DFAS$103 − $30 = $73

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: VTI, DFAS, SPY

Today

85.5%most shared, VTI and SPY

VTIDFASSPY

VTI—7.0%85.5%

DFAS7.0%—1.0%

SPY85.5%1.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+15.9%DFAS, at 15.7% volatility

SPYWorst drop−8.9%13.6% vol

VTIWorst drop−8.9%13.7% vol

DFASWorst drop−9.4%15.7% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

VTIDFAS

+8.9%Year to date+12.7%

1.1%Yield1.0%

+9.9%Past year+15.9%

0.03%Fee0.30%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$92.8B

2–0VTI wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026