Compare · 2 funds side by side · dividends reinvested

VTI and GLD

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$22,340GLD · best of the two

02 / 04

VTI and GLD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.10%+8.4%+9.9%+21.9%+10.3%−8.9%13.7%$689B1.3

SPDR Gold SharesCommodities · Gold0.40%0.00%−5.3%+3.6%+26.8%+17.4%−28.3%29.0%$135B1.8

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: VTI 2001 · GLD 2004

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Morningstar Total Stock Market ETF · $689B$16,332

VTI

GLD

SPDR Gold Shares · $135B$22,340

$10,000 five years ago, dividends reinvested

VTIMeasureGLD

+8.4%Year to dateJan 1 → Nov 5−5.3%

+9.9%1 yearTotal return+3.6%

+21.9%3 years · per year$10,000 became $18,113 · $20,397+26.8%

+10.3%5 years · per year$10,000 became $16,332 · $22,340+17.4%

0.03%Expense ratio$3 · $40 a year on $10k · lower is better0.40%

1.10%Trailing 12-mo yield$110 · $0 a year on $10k0.00%

−8.9%Worst dropSmaller is better−28.3%

13.7%VolatilityLower is calmer29.0%

VTIGLD Winner of the row, in its colourEach row: the bigger of the two fills its side

6–2VTI wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VTI vs GLD: Top 5 Holdings

Today

VTI

25.0%in top 5

GLD

in top 5[…]

VTIStockGLD

7.1%NVDAnot top 5

6.6%AAPLnot top 5

5.2%MSFTnot top 5

3.3%AMZNnot top 5

2.8%GOOGLnot top 5

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

VTI vs GLD Returns, Every Period

VanguardVTI

+10.3%

5 years, per year

GLDSPDR

+17.4%

5 years, per year

VTIGLDFaded: behind in that period

2–2Level

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Core vs Commodities: VTI vs GLD

YTD

VanguardVTI

+8.4%

GLDSPDR

−5.3%

+8.4%Year to date−5.3%

−8.9%Worst drop · 1Y−28.3%

13.7%Volatility · 1Y29.0%

1.1%Yield0.0%

$689BAssets$135B

4–0VTI wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VTI, GLD

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

GLD0.40%$40

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: VTI, GLD

1.10%highest, VTI

FundTrailing yieldYield$10k

VTI1.10%$110

GLD0.00%$0

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$107most kept, VTI

VTI$110 − $3 = $107

GLD$0 − $40 = −$40

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: VTI, GLD

Today

[…]holdings […]

VTIGLD

VTI—[…]

GLD[…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+9.9%VTI, at 13.7% volatility

VTIWorst drop−8.9%13.7% vol

GLDWorst drop−28.3%29.0% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VTIGLD

+8.4%Year to date−5.3%

1.1%Yield0.0%

+9.9%Past year+3.6%

0.03%Fee0.40%

4–0VTI wins

End-of-day Nov 5, 2026

Popular Pairs Near These Two

VTI vs ITOT

YTD

VanguardVTI

+8.4%

ITOTiShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$689BAssets$92.8B

0–0level

End-of-day Nov 5, 2026

GLDM vs GLD

YTD

SPDRGLDM

−5.8%

GLDSPDR

−5.3%

−5.8%Year to date−5.3%

0.10% · $10Fee · on $10k a year0.40% · $40

$30.5BAssets$135B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026