Compare · 4 funds side by side · dividends reinvested

VTI, HAPI, IJR and IVV

VTIVanguard×HAPIHarbor×IJRiShares×IVViShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,545IVV · best of the four

02 / 04

VTI, HAPI, IJR and IVV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.11%+11.3%+13.6%+22.0%+11.9%−8.9%13.8%$853B2.0

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.06%+11.6%+13.9%+21.8%+10.8%−8.9%13.9%$689B2.4

iShares Core S&P Small-Cap ETFUS Stock Styles · Small cap0.06%1.21%+18.9%+22.8%+17.4%+5.8%−9.7%16.4%$104B2.6

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.78%+10.6%+13.6%+21.9%[…]−8.1%12.9%$483M2.7

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: VTI 2001 · HAPI 2022 · IJR 2000 · IVV 2000

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Morningstar Total Stock Market ETF · $689B$16,697

VTI

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $483M[…]

$10,000 five years ago, dividends reinvested · they hold 46.1% in common

VTIMeasureHAPI

+11.6%Year to dateJan 1 → Nov 9+10.6%

+13.9%1 yearTotal return+13.6%

+21.8%3 years · per year$10,000 became $18,090 · $18,105+21.9%

+10.8%5 years · per year$10,000 became $16,697 · […][…]

0.03%Expense ratio$3 · $35 a year on $10k · lower is better0.35%

1.06%Trailing 12-mo yield$106 · $78 a year on $10k0.78%

−8.9%Worst dropSmaller is better−8.1%

13.9%VolatilityLower is calmer12.9%

VTIHAPI Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3VTI wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VTI vs HAPI: Top 5 Holdings

Today

VTI

25.0%in top 5

HAPI

in top 527.5%

VTIStockHAPI

7.1%NVDA4.7%

6.6%AAPL6.2%

5.2%MSFT6.1%

3.3%AMZN6.0%

not top 5META4.4%

2.8%GOOGLnot top 5

Held in common46.1%

End-of-day Nov 9, 2026 · share of each fund

VTI vs HAPI Returns, Every Period

VanguardVTI

+13.9%

past year

HAPIHarbor

+13.6%

past year

VTIHAPIFaded: behind in that period

2–1VTI wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Core vs Stocks: VTI vs IJR

YTD

VanguardVTI

+11.6%

IJRiShares

+18.9%

+11.6%Year to date+18.9%

−8.9%Worst drop · 1Y−9.7%

13.9%Volatility · 1Y16.4%

1.1%Yield1.2%

$689BAssets$104B

2–2level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VTI, HAPI, IJR, IVV

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

IVV0.03%$3

IJR0.06%$6

HAPI0.35%$35

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: VTI, HAPI, IJR, IVV

1.21%highest, IJR

FundTrailing yieldYield$10k

IJR1.21%$121

IVV1.11%$111

VTI1.06%$106

HAPI0.78%$78

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$115most kept, IJR

IJR$121 − $6 = $115

IVV$111 − $3 = $108

VTI$106 − $3 = $103

HAPI$78 − $35 = $43

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: VTI, HAPI, IJR, IVV

Today

86.0%most shared, VTI and IVV

VTIHAPIIJRIVV

VTI—46.1%2.2%86.0%

HAPI46.1%—0.1%50.7%

IJR2.2%0.1%—0.0%

IVV86.0%50.7%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+22.8%IJR, at 16.4% volatility

HAPIWorst drop−8.1%12.9% vol

IVVWorst drop−8.9%13.8% vol

VTIWorst drop−8.9%13.9% vol

IJRWorst drop−9.7%16.4% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

IJRVTI

+18.9%Year to date+11.6%

1.2%Yield1.1%

+22.8%Past year+13.9%

0.06%Fee0.03%

3–1IJR wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.5%

+11.6%Year to date+11.5%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 9, 2026