Compare · 4 funds side by side · dividends reinvested

VTI, HAPI, IWF and IVV

VTIVanguard×HAPIHarbor×IWFiShares×IVViShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,177IVV · best of the four

02 / 04

VTI, HAPI, IWF and IVV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.14%+8.7%+9.8%+21.8%+11.4%−8.9%13.6%$850B1.6

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.09%+8.9%+9.9%+21.7%+10.4%−8.9%13.7%$689B2.1

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.80%+8.0%+9.9%+21.7%[…]−8.1%12.7%$503M2.1

iShares Russell 1000 Growth ETFUS Stock Styles · Growth0.18%0.39%−5.3%−6.5%+19.4%+9.1%−14.6%19.4%$113B3.8

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: VTI 2001 · HAPI 2022 · IWF 2000 · IVV 2000

Head to Head

Swap sides Versus in desk

Head to Head

iShares Russell 1000 Growth ETF · $113B$15,441

IWF

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503M[…]

$10,000 five years ago, dividends reinvested · they hold 44.0% in common

IWFMeasureHAPI

−5.3%Year to dateJan 1 → Nov 6+8.0%

−6.5%1 yearTotal return+9.9%

+19.4%3 years · per year$10,000 became $17,022 · $18,006+21.7%

+9.1%5 years · per year$10,000 became $15,442 · […][…]

0.18%Expense ratio$18 · $35 a year on $10k · lower is better0.35%

0.39%Trailing 12-mo yield$39 · $80 a year on $10k0.80%

−14.6%Worst dropSmaller is better−8.1%

19.4%VolatilityLower is calmer12.7%

IWFHAPI Winner of the row, in its colourEach row: the bigger of the two fills its side

1–6HAPI wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

IWF vs HAPI: Top 5 Holdings

Today

IWF

39.8%in top 5

HAPI

in top 527.4%

IWFStockHAPI

14.1%NVDA4.6%

9.0%AAPL6.2%

6.6%MSFT6.2%

not top 5AMZN6.0%

5.5%GOOGLnot top 5

4.5%AVGOnot top 5

not top 5META4.4%

Held in common44.0%

End-of-day Nov 6, 2026 · share of each fund

IWF vs HAPI Returns, Every Period

iSharesIWF

−6.5%

past year

HAPIHarbor

+9.9%

past year

IWFHAPIFaded: behind in that period

0–3HAPI wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Stocks vs Core: IWF vs IVV

YTD

iSharesIWF

−5.3%

IVViShares

+8.7%

−5.3%Year to date+8.7%

−14.6%Worst drop · 1Y−8.9%

19.4%Volatility · 1Y13.6%

0.4%Yield1.1%

$113BAssets$850B

4–0IVV wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VTI, HAPI, IWF, IVV

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

IVV0.03%$3

IWF0.18%$18

HAPI0.35%$35

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: VTI, HAPI, IWF, IVV

1.14%highest, IVV

FundTrailing yieldYield$10k

IVV1.14%$114

VTI1.09%$109

HAPI0.80%$80

IWF0.39%$39

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$111most kept, IVV

IVV$114 − $3 = $111

VTI$109 − $3 = $106

HAPI$80 − $35 = $45

IWF$39 − $18 = $21

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: VTI, HAPI, IWF, IVV

Today

85.5%most shared, VTI and IVV

VTIHAPIIWFIVV

VTI—46.0%55.8%85.5%

HAPI46.0%—44.0%50.8%

IWF55.8%44.0%—55.7%

IVV85.5%50.8%55.7%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+9.9%HAPI, at 12.7% volatility

HAPIWorst drop−8.1%12.7% vol

IVVWorst drop−8.9%13.6% vol

VTIWorst drop−8.9%13.7% vol

IWFWorst drop−14.6%19.4% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

IVVVTI

+8.7%Year to date+8.9%

1.1%Yield1.1%

+9.8%Past year+9.9%

0.03%Fee0.03%

2–0VTI wins

End-of-day Nov 6, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$92.8B

2–0VTI wins

End-of-day Nov 6, 2026

VUG vs SCHG

YTD

VanguardVUG

+1.4%

SCHGSchwab

+1.9%

+1.4%Year to date+1.9%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.1B

1–1level

End-of-day Nov 6, 2026