Compare · 4 funds side by side · dividends reinvested

VTI, HAPI, VUG and QQQ

VTIVanguard×HAPIHarbor×VUGVanguard×QQQInvesco×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$18,068QQQ · best of the four

02 / 04

VTI, HAPI, VUG and QQQ, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.06%+11.6%+13.9%+21.8%+10.8%−8.9%13.9%$689B1.8

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.78%+10.6%+13.6%+21.9%[…]−8.1%12.9%$483M2.3

Invesco QQQ Trust, Series 1Low-Cost Core · Nasdaq-1000.18%0.46%+11.0%+11.6%+23.9%+12.6%−14.8%21.5%$446B2.5

Vanguard Morningstar Growth ETFUS Stock Styles · Growth0.03%0.41%+4.2%+4.7%+22.9%+10.6%−15.1%19.1%$233B3.1

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: VTI 2001 · HAPI 2022 · VUG 2004 · QQQ 1999

Head to Head

Swap sides Versus in desk

Head to Head

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $483M[…]

HAPI

QQQ

Invesco QQQ Trust, Series 1 · $446B$18,068

$10,000 five years ago, dividends reinvested · they hold 41.8% in common

HAPIMeasureQQQ

+10.6%Year to dateJan 1 → Nov 9+11.0%

+13.6%1 yearTotal return+11.6%

+21.9%3 years · per year$10,000 became $18,105 · $19,011+23.9%

[…]5 years · per year$10,000 became […] · $18,068+12.6%

0.35%Expense ratio$35 · $18 a year on $10k · lower is better0.18%

0.78%Trailing 12-mo yield$78 · $46 a year on $10k0.46%

−8.1%Worst dropSmaller is better−14.8%

12.9%VolatilityLower is calmer21.5%

HAPIQQQ Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3HAPI wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

HAPI vs QQQ: Top 5 Holdings

Today

HAPI

27.5%in top 5

QQQ

in top 531.4%

HAPIStockQQQ

6.2%AAPL8.5%

4.7%NVDA7.7%

6.1%MSFT6.7%

6.0%AMZN4.8%

4.4%METAnot top 5

not top 5MU3.7%

Held in common41.8%

End-of-day Nov 9, 2026 · share of each fund

HAPI vs QQQ Returns, Every Period

HarborHAPI

+13.6%

past year

QQQInvesco

+11.6%

past year

HAPIQQQFaded: behind in that period

1–2QQQ wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Stocks vs Core: HAPI vs VTI

YTD

HarborHAPI

+10.6%

VTIVanguard

+11.6%

+10.6%Year to date+11.6%

−8.1%Worst drop · 1Y−8.9%

12.9%Volatility · 1Y13.9%

0.8%Yield1.1%

$483MAssets$689B

2–2level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VTI, HAPI, VUG, QQQ

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

VUG0.03%$3

QQQ0.18%$18

HAPI0.35%$35

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: VTI, HAPI, VUG, QQQ

1.06%highest, VTI

FundTrailing yieldYield$10k

VTI1.06%$106

HAPI0.78%$78

QQQ0.46%$46

VUG0.41%$41

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$103most kept, VTI

VTI$106 − $3 = $103

HAPI$78 − $35 = $43

VUG$41 − $3 = $38

QQQ$46 − $18 = $28

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: VTI, HAPI, VUG, QQQ

Today

61.2%most shared, VUG and QQQ

VTIHAPIVUGQQQ

VTI—46.1%52.8%49.9%

HAPI46.1%—43.8%41.8%

VUG52.8%43.8%—61.2%

QQQ49.9%41.8%61.2%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+13.9%VTI, at 13.9% volatility

HAPIWorst drop−8.1%12.9% vol

VTIWorst drop−8.9%13.9% vol

VUGWorst drop−15.1%19.1% vol

QQQWorst drop−14.8%21.5% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

VTIQQQ

+11.6%Year to date+11.0%

1.1%Yield0.5%

+13.9%Past year+11.6%

0.03%Fee0.18%

4–0VTI wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

QQQM vs QQQ

YTD

InvescoQQQM

+10.9%

QQQInvesco

+11.0%

+10.9%Year to date+11.0%

0.15% · $15Fee · on $10k a year0.18% · $18

$103BAssets$446B

1–1level

End-of-day Nov 9, 2026

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.5%

+11.6%Year to date+11.5%

1.1%Yield1.0%

$689BAssets$95.6B

2–0VTI wins

End-of-day Nov 9, 2026

VUG vs SCHG

YTD

VanguardVUG

+4.2%

SCHGSchwab

+4.8%

+4.2%Year to date+4.8%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$61.4B

1–1level

End-of-day Nov 9, 2026