Compare · 4 funds side by side · dividends reinvested

VTI, HAPI, VUG and VOO

VTIVanguard×HAPIHarbor×VUGVanguard×VOOVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,156VOO · best of the four

02 / 04

VTI, HAPI, VUG and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.10%+8.4%+9.8%+22.1%+11.4%−8.9%13.5%$1.00T1.8

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.10%+8.4%+9.9%+21.9%+10.3%−8.9%13.7%$689B2.3

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.80%+8.2%+10.5%+22.1%[…]−8.1%12.8%$503M2.3

Vanguard Morningstar Growth ETFUS Stock Styles · Growth0.03%0.43%+0.5%−0.6%+22.8%+9.9%−15.1%19.0%$233B3.1

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: VTI 2001 · HAPI 2022 · VUG 2004 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Morningstar Total Stock Market ETF · $689B$16,332

VTI

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $503M[…]

$10,000 five years ago, dividends reinvested · they hold 46.2% in common

VTIMeasureHAPI

+8.4%Year to dateJan 1 → Nov 5+8.2%

+9.9%1 yearTotal return+10.5%

+21.9%3 years · per year$10,000 became $18,113 · $18,219+22.1%

+10.3%5 years · per year$10,000 became $16,332 · […][…]

0.03%Expense ratio$3 · $35 a year on $10k · lower is better0.35%

1.10%Trailing 12-mo yield$110 · $80 a year on $10k0.80%

−8.9%Worst dropSmaller is better−8.1%

13.7%VolatilityLower is calmer12.8%

VTIHAPI Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4HAPI wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VTI vs HAPI: Top 5 Holdings

Today

VTI

25.0%in top 5

HAPI

in top 527.4%

VTIStockHAPI

7.1%NVDA4.9%

6.6%AAPL6.1%

5.2%MSFT6.2%

3.3%AMZN5.9%

not top 5META4.4%

2.8%GOOGLnot top 5

Held in common46.2%

End-of-day Nov 5, 2026 · share of each fund

VTI vs HAPI Returns, Every Period

VanguardVTI

+9.9%

past year

HAPIHarbor

+10.5%

past year

VTIHAPIFaded: behind in that period

1–2HAPI wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

VTI vs VOO

YTD

VanguardVTI

+8.4%

VOOVanguard

+8.4%

+8.4%Year to date+8.4%

−8.9%Worst drop · 1Y−8.9%

13.7%Volatility · 1Y13.5%

1.1%Yield1.1%

$689BAssets$1.00T

1–0VOO wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VTI, HAPI, VUG, VOO

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

VUG0.03%$3

VOO0.03%$3

HAPI0.35%$35

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: VTI, HAPI, VUG, VOO

1.10%highest, VOO

FundTrailing yieldYield$10k

VOO1.10%$110

VTI1.10%$110

HAPI0.80%$80

VUG0.43%$43

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$107most kept, VOO

VOO$110 − $3 = $107

VTI$110 − $3 = $107

HAPI$80 − $35 = $45

VUG$43 − $3 = $40

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: VTI, HAPI, VUG, VOO

Today

89.0%most shared, VTI and VOO

VTIHAPIVUGVOO

VTI—46.2%52.8%89.0%

HAPI46.2%—43.9%49.9%

VUG52.8%43.9%—58.2%

VOO89.0%49.9%58.2%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+10.5%HAPI, at 12.8% volatility

HAPIWorst drop−8.1%12.8% vol

VOOWorst drop−8.9%13.5% vol

VTIWorst drop−8.9%13.7% vol

VUGWorst drop−15.1%19.0% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VOOVTI

+8.4%Year to date+8.4%

1.1%Yield1.1%

+9.8%Past year+9.9%

0.03%Fee0.03%

1–0VTI wins

End-of-day Nov 5, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.4%

ITOTiShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$689BAssets$92.8B

0–0level

End-of-day Nov 5, 2026

VUG vs SCHG

YTD

VanguardVUG

+0.5%

SCHGSchwab

+0.9%

+0.5%Year to date+0.9%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.1B

1–1level

End-of-day Nov 5, 2026