Compare · 3 funds side by side · dividends reinvested

VTI, IVV and XLE

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$25,271XLE · best of the three

02 / 04

VTI, IVV and XLE, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.11%+11.3%+13.6%+22.0%+11.9%−8.9%13.8%$875B1.8

State Street Energy Select Sector SPDR ETFSectors · Energy0.08%2.46%+41.3%+44.3%+15.9%+20.4%−15.0%23.3%$40.5B2.0

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.06%+11.6%+13.9%+21.8%+10.8%−8.9%13.9%$689B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: VTI 2001 · IVV 2000 · XLE 1998

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Morningstar Total Stock Market ETF · $689B$16,697

VTI

IVV

iShares Core S&P 500 ETF · $875B$17,545

$10,000 five years ago, dividends reinvested · they hold 86.0% in common

VTIMeasureIVV

+11.6%Year to dateJan 1 → Nov 9+11.3%

+13.9%1 yearTotal return+13.6%

+21.8%3 years · per year$10,000 became $18,090 · $18,159+22.0%

+10.8%5 years · per year$10,000 became $16,697 · $17,545+11.9%

0.03%Expense ratio$3 · $3 a year on $10k · lower is better0.03%

1.06%Trailing 12-mo yield$106 · $111 a year on $10k1.11%

−8.9%Worst dropSmaller is better−8.9%

13.9%VolatilityLower is calmer13.8%

VTIIVV Winner of the row, in its colourEach row: the bigger of the two fills its side

2–4IVV wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VTI vs IVV: Top 5 Holdings

Today

VTI

25.0%in top 5

IVV

in top 527.8%

VTIStockIVV

6.6%AAPL7.9%

7.1%NVDA7.1%

5.2%MSFT6.2%

3.3%AMZN4.0%

2.8%GOOGL2.6%

Held in common86.0%

End-of-day Nov 9, 2026 · share of each fund

VTI vs IVV Returns, Every Period

VanguardVTI

+10.8%

5 years, per year

IVViShares

+11.9%

5 years, per year

VTIIVVFaded: behind in that period

2–2Level

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Core vs Sector: VTI vs XLE

YTD

VanguardVTI

+11.6%

XLESPDR

+41.3%

+11.6%Year to date+41.3%

−8.9%Worst drop · 1Y−15.0%

13.9%Volatility · 1Y23.3%

1.1%Yield2.5%

$689BAssets$40.5B

2–2level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VTI, IVV, XLE

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

IVV0.03%$3

XLE0.08%$8

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: VTI, IVV, XLE

2.46%highest, XLE

FundTrailing yieldYield$10k

XLE2.46%$246

IVV1.11%$111

VTI1.06%$106

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$238most kept, XLE

XLE$246 − $8 = $238

IVV$111 − $3 = $108

VTI$106 − $3 = $103

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: VTI, IVV, XLE

Today

86.0%most shared, VTI and IVV

VTIIVVXLE

VTI—86.0%3.0%

IVV86.0%—3.5%

XLE3.0%3.5%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+44.3%XLE, at 23.3% volatility

IVVWorst drop−8.9%13.8% vol

VTIWorst drop−8.9%13.9% vol

XLEWorst drop−15.0%23.3% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

XLEVTI

+41.3%Year to date+11.6%

2.5%Yield1.1%

+44.3%Past year+13.9%

0.08%Fee0.03%

3–1XLE wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.5%

+11.6%Year to date+11.5%

1.1%Yield1.0%

$689BAssets$95.6B

2–0VTI wins

End-of-day Nov 9, 2026

XLE vs VDE

YTD

SPDRXLE

+41.3%

VDEVanguard

+39.4%

+41.3%Year to date+39.4%

2.5%Yield2.4%

$40.5BAssets$10.4B

2–0XLE wins

End-of-day Nov 9, 2026